USDA and FHA Pro and Con in Arnold, Jefferson County, MO

In 2025, the USDA loan limit for Arnold, situated in Jefferson, MO, is $336,500. Conversely, the limit for an FHA loan on a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate and compare today's USDA and FHA top rates. This tool helps identify the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows the USDA, FHA, Conforming, and VA loans side by side, helping you choose the most fitting program in for your financial needs.

Compare loan offers from a selection of 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Arnold, Jefferson, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Arnold, MO

The main objective of Lendersa® is to swiftly provide you with the best USDA or FHA loan without any complications. Select from one of three starting paths that facilitate finding matching lenders and USDA loan programs.

Results of Lendersa's USDA loan request and matching

Understanding USDA Loans in MO

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically designed for rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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