USDA Vs. FHA your options comparison in Concord, St. Louis County, MO

For 2025, in Concord located in St. Louis county, MO, the USDA loan limit is $0, while for a single-family residence, the FHA limit stands at $472,030.

Employ Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, identifying necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best fit for your financial profile in .

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2025 loan limits and down payment requirements in Concord, St. Louis, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan possibilities in Concord, MO

The objective of Lendersa® is to connect you with the optimal USDA or FHA loan swiftly and effortlessly. Choose from three initial steps that align you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in MO

The USDA home loan is backed by the government Department of Agriculture, also identified as the USDA rural development loan or USDA mortgage, and is exclusively accessible in rural areas. In contrast with FHA loans that require at least a 3.5% down payment, USDA loans have no down payment prerequisite.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Arcade Credit Union
  • 151 Patton Avenue, Suite 280, Asheville, NC, 28801
  • Arcade Credit Union is a non-profit financial cooperative that is owned by its members. We were chartered in 1952 and serve the employees and retirees of the Federal Building and the Federal Courthouse Building. We also serve multiple companies. All members’ immediate families are also eligible for membership.
  • ALFIE
  • 19 Arlington Street, Asheville, NC, 28801
  • ALFIE is a real estate collateral-based lender specializing in creative solutions for individuals looking to purchase or refinance a variety of real estate investments. At ALFIE, we recognize that traditional financing isn't always an option or may not be the right fit for your needs.
  • HomeTrust Bank
  • 10 Woodfin Street, Asheville, NC, 28801
  • HomeTrust is a regional community bank, focused on the areas we serve by providing better financial services and community support. We have more than 40 banking locations across North Carolina, Upstate South Carolina, East Tennessee and Southwest Virginia, as well as banking through online and mobile channels.
  • Plum Dog Financial LLC
  • 218 Patton Avenue, Asheville, NC, 28801
  • PlumDog, we believe the most important decision a client makes is choosing the right mortgage company to assure the best possible results for their investment. When dealing with your largest asset and greatest liability, one quickly understands the need for personalized lending assistance.
  • Lucid Lending
  • 47 Orange Street, Suite B, Asheville, NC, 28801
  • At Lucid Lending we look forward to matching you with the best mortgage program to fit your needs. We know everyone has a different situation, some are more unique that others, and it is important that you work with someone that has the knowledge and experience of the constantly changing mortgage industry.
  • DEBT DOES DEALS
  • 305 W. Woodard, Suite 209, Denison, TX, 75020
  • DEBT DOES DEALS shows clients how to use mortgage debt to build a legacy. From purchasing your first home, to refinancing an existing home loan, or building a home from scratch, we will provide you the best home loan to make your financial dreams a reality. debtdoesdeals.com is your online resource for personalized mortgage solutions,
  • Bank of Coushatta
  • 1525 Ringgold Avenue, Coushatta, LA, 71019
  • On July 30, 1897 the Bank of Coushatta was chartered and opened for business in the Town of Coushatta, located then on the East bank of the Red River. The total capital stock of the Bank at opening was $15, 000.00. In June of 1915, with capital stock of $25, 000, a surplus of $6, 250.00.
  • Security Bank & Trust Co.
  • 2202 11th Street East, Glencoe, MN, 55336
  • Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.