USDA Vs. FHA Pro and Con comparison in Oakville, St. Louis County, MO
In 2025, USDA loan limit in Oakville, county of St. Louis, MO is $0 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Oakville, county of St. Louis, MO
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Oakville, MO
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois
Hallmark Home Mortgage we have worked hard to recreate the sense of family, loyalty and mutual respect that we enjoyed at Waterfield. It translates into a pleasant experience for everyone who walks through our doors. From a friendly greeting to the superior customer service you receive throughout the loan process, Hallmark lives up to its name.
Wisconsin River Bank remains an independent community bank. We provide premium quality service with enhanced relationships to meet the financial need of all of our clients, both large and small. Let us partner with you and assist you with your personal and business lending or leasing needs.
Avestar Credit Union is committed to providing its members sound and dependable financial service. We will provide loans to the community in a prudent and sound manner in accordance with our written policy. Our members will receive a fair and competitive return on their investments while we maintain the financial stability of the credit union.
Waukesha State Bank is one of the largest locally owned and independent Banks in Wisconsin. Since our modest beginning in 1944, we have been serving the financial needs of the community with a personalized, one-on-one approach to Banking, and an emphasis on customer service and community involvement.
N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188
Large banks offer a lot of products & services, but customers are usually lost in the shuffle. Smaller banks offer better customer service but fewer locations and limited products. We believe there should be a happy medium.
That’s us. Our approach is pretty simple: we treat you like our neighbor and serve you better because we ARE your neighbo
N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188
Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.
2426 N Grandview Blvd, Suite A, Waukesha, WI, 53188
We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how commited we are to making sure you select the right loan option for your specific situation.
At Versailles Savings & Loan, customer service is our number one priority. We are able to meet the needs of our customers with our staff’s fast friendly service. Being locally owned and operated, we are able to assist our customers by getting them answers in a timely manner rather than waiting for word from a corporate office
Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders
Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold
