FHA Vs. USDA loan program for Oakville, St. Louis County, Missouri

In 2025, the USDA loan cap in Oakville, within St. Louis County, MO, is set at $0. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates. Identify the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program for your financial scenario in .

USDA and FHA Loan Choices in Oakville, MO

The mission of Lendersa® is to swiftly and easily secure the best USDA or FHA loan for you. Choose one of three options that match you with lenders and USDA loan programs.

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Understanding USDA Loans in MO

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Different from FHA loans that require a minimum 3.5% down payment, USDA loans don't require any down payment.

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(251) 368-3148 Lender's profile and map Reviews The First National Bank and Trust 111 South Main Street, Atmore, AL, 36502 First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.
(251) 446-6000 Lender's profile and map Reviews United Bank 200 E. Nashville, Atmore, AL, 36502 Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers. As a community bank, United Bank makes a difference because . . . By shopping local and banking locally with United Bank, customers can make a real difference in the lives of their neighbors and the future of their community.
(972) 400-8258 Lender's profile and map Reviews Finance America Inc. 113 N. Poydras Street, Suite 202, Lewisville, TX, 75057 At Finance America, we believe that home loans should be simple, personal and able to meet a borrowers’ changing financial needs. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their application on a case by case basis to find the loan that best suits their needs.
(972) 716-7100 Lender's profile and map Reviews North Dallas Bank & Trust Co. 12900 Preston Road, Dallas, TX, 75230 We offer a full range of modern lending services, deposit products and wealth management services that can be tailored to meet virtually any need. With a history of consistent profitability, stable ownership and commitment to our communities, NDBT is proud to be recognized as one of DFW’s largest and most respected independent banks.
(214) 865-7442 Lender's profile and map Reviews American Mortgage Advisers, Inc 5310 Harvest Hill Rd, Suite 211, Dallas, TX, 75230 American Mortgage Advisers, Inc team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
9727044292 Lender's profile and map Reviews Financial Consultants Network LLC 4099 McEwen Road, #564, Farmers Branch, TX, 75244 At Financial Consultants Network LLC, our expertise as premier Mortgage Advisors and Planners sets us apart. We specialize in integrating mortgage solutions with your long-term financial goals, emphasizing a personal approach due to our 100% referral-based business model. Whether acquiring a primary, investment, or commercial property, we craft tai
(888) 320-3478 Lender's profile and map Reviews VA Lending Group, LLC. 4001 McEwen Rd, Suite 420, Dallas, TX, 75244 We began working with more and more veterans & became aware that there was a new feeling around the office. My team & I began to notice an influx of meaning & purpose behind our actions. It was not just helping someone refinance or purchase their home, but was helping someone who has already helped keep us & our family safe.
(469) 215-4477 Lender's profile and map Reviews TEXASLENDING.COM 4100 Alpha Rd, Suite 300, Dallas, TX, 75244 TexasLending.com is a family-owned business based in Dallas, Texas. Since 2001, TexasLending.com CEO Kevin Miller has guided customer service, company growth, and expertise in mortgage with three principles integrity, dignity, and expertise. Whether client, vendor, or employee, everybody who does business with TexasLending.com.
(817) 500-4030 Lender's profile and map Reviews Josh Quinn Mortgage 5001 Spring Valley Road, Suite 500W, Dallas, TX, 75244 Josh Quinn - NMLS# 176904. Whether you’re ready to purchase your home or refinance, I’m here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals. I work with everyone from first time buyers to seasoned investors. I have over 10 years of mortgage origination experience.
(440) 834-4327 Lender's profile and map Reviews Geauga Credit Union 14499 N Cheshire Street, Burton, OH, 44021 Since its founding in 1956, Geauga Credit Union has been a service provider for people just like you. We started as Geauga School Employees’ Credit Union and have increased our field of membership to anyone who lives, works, goes to school or worships in Geauga, Ashtabula, Trumbull or Portage Counties.