USDA Vs. FHA your options comparison in Oakville, St. Louis County, MO
In 2025, the USDA loan cap in Oakville, within St. Louis County, MO, is set at $0. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates. Identify the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Oakville, St. Louis County, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Oakville, MO
The mission of Lendersa® is to swiftly and easily secure the best USDA or FHA loan for you. Choose one of three options that match you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Different from FHA loans that require a minimum 3.5% down payment, USDA loans don't require any down payment.
Parse Mortgage is a California only Southern California Lender property.up to 60% LTV of After Renovation ValueRates as low as 9.95%Must have mimimum 5 flips successfully sold within last 24 monthsBorrower must have liquid funds in excess of amount required to renovate property Maximum Loan Amount.
16441 Scientific Way, Suite #250, Irvine, CA, 92618
PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc. has a large portfolio lender base we have the
172 N. Tustin Street, Suite 302, Orange, CA, 92869
We can assist you with qualifying and obtaining the mortgage plan best suited for your needs and lifestyle. We are an established licensed correspondent lender, which means you can get your financing quickly with minimal hassle for your California or Tennessee home. Residential Mortgage Funding strives to bring you the finest service.
Orange Circle International (OCI) Loans offers a wide range of commercial financing programs to help businesses of all sizes thrive. We provide business loans that are tailored to suit various objectives, and we maintain extensive partnerships with investors and other sources of financing.
RMWest’s focus is serving senior clients’ retirement and life-stage needs through the Reverse Mortgage product. Our team of select, seasoned Reverse Mortgage Loan Officers is committed to serving seniors. Our veteran Reverse Mortgage Loan Officers are senior specialists well-versed in considering the the total financial/life stage needs
Our mission is to provide you with high quality mortgage programs that are customized to fit your unique situation. We work & do business in an upfront and fully transparent way. We disclose the fees to the clients in advance and in writing & disclose the rate sheets from various lenders, listing the rates & points passed through from the lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4790 Irvine Blvd, Suite 105-594, Irvine, CA, 92620
Since 1991 Siavosh "SAM" Ardalan (Broker/Owner) has always served the community with integrity and professionalism. His clients are lifelong. He is an expert negotiator and problem solver. Many transactions have been saved with his creative solutions that made all parties extremely happy.
Oak Creek Funding, Inc. prides itself on delivering a customer experience that completely separates us from every other mortgage company in CA when it comes to obtaining a home loan. Here at Oak Creek Funding we are fully dedicated to making the mortgage process as pleasant as possible for all of our customers
Purchasing a new home or refinancing? We have a solution. Our team is dedicated to helping our clients become successful homeowners while supporting their financial well-being. With nearly 20 years in Real Estate and Mortgage experience, First American Financial Group is a one stop shop for all of your Real Estate needs.
