USDA VS FHA in Sunset-Hills, St. Louis County, MO

During the year 2025, the USDA loan limit for Sunset-Hills, within St. Louis county in MO, is $0. For a single-family home, the FHA limit in this area is $356,362.

With Lendersa® USDA loan calculator, you can compare today's leading USDA and FHA rates. Determine your required income, credit score, reserves, and the documents necessary to qualify efficiently. Our state-of-the-art mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, facilitating the best decision for your unique financial circumstance in Alabama.

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2025 Loan Limits and Down Payment Requirements in Sunset-Hills, St. Louis County, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Alternatives in Sunset-Hills, MO

The primary objective of Lendersa® is to provide access to the best available USDA or FHA loans quickly, and without complications. Initiate your journey with one of three starting strategies that result in matching with a lender and finding the best USDA loan programs available to you.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan is backed by the U.S. Department of Agriculture and can be referred to as a USDA rural development loan or USDA mortgage. These loans are available strictly in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment, providing an accessible option for many borrowers within qualified regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The National Grand Bank of Marblehead
  • 91 Pleasant Street, Marblehead, MA, 01945
  • Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.
  • Stepstone Mortgage Company Inc
  • 89 Front Street, Suite 313, Marblehead, MA, 01945
  • We have been in business since 1988 and have helped thousands of homeowners purchase their new home, refinance into a lower rate, or get cash for home improvements, investments, business, debt consolidation, and college. Call us and see what the Stepstone Advantage is all about. We will strive to find the right mortgage product for you.
  • Neighborhood Housing Services of South Florida Inc
  • 300 Northwest 12th Avenue, Miami, FL, 33128
  • Established in 1978, NHSSF is a 501(c)(3) chartered member of the NeighborWorks® network. We are amongst a nationwide network of 245 trained and certified community development organizations at work in more than 4, 400 communities across America. NHSSF provides a full spectrum of homeownership services in English
  • University Credit Union-Miami
  • 13241 SW 136th Street, Miami, FL, 33186
  • University Credit Union was established in 1947 as the University of Miami Credit Union to serve the University of Miami faculty, staff, and alumni. In 1982 the field of membership (FOM) was expanded to include Florida International University and the name was changed to University Credit Union.
  • Baptist Health South Florida Federal Credit Union
  • 13200 SW 128th Street, Suite C1, Miami, FL, 33186
  • We are the full-service, not-for-profit financial institution dedicated to serving employees, students, volunteers and retirees of Baptist Health South Florida. Personalized service since 1961. As a Credit Union, we specialize in great rates, low fees and personalized service for our members.
  • Dade Mortgage Solutions LLC
  • 13590 Southwest 134th Avenue, Suite 208, Miami, FL, 33186
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Home Trust Financial Inc
  • 13170 Southwest 128 Street, Suite 203, Miami, FL, 33186
  • We focus on first time home buyers, down payment assistance, refinance, FNMA Home Path, Rehabilitation Loans 203K, Foreign National, Private Lending and Commercial Loans.FHA, VA, CONV. We focus on first time home buyers, down payment assistance, refinance, FNMA Home Path, Rehabilitation Loans 203K, Foreign National,
  • Bravo Mortgage LLC
  • 12900 SW 128 St, Suite 101, Miami, FL, 33186
  • Bravo Mortgage LLC is a mortgage brokerage covering all of Florida and is based out of Miami-Dade county. Our loan officers work to secure the lowest mortgage rates available for you in the market.brokerage covering all of Florida and is based out of Miami-Dade county. Our loan officers work to secure the lowest risk.