USDA Vs. FHA Pro and Con comparison in Sunset-Hills, St. Louis County, MO
During the year 2025, the USDA loan limit for Sunset-Hills, within St. Louis county in MO, is $0. For a single-family home, the FHA limit in this area is $356,362.
With Lendersa® USDA loan calculator, you can compare today's leading USDA and FHA rates. Determine your required income, credit score, reserves, and the documents necessary to qualify efficiently. Our state-of-the-art mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, facilitating the best decision for your unique financial circumstance in Alabama.
2025 Loan Limits and Down Payment Requirements in Sunset-Hills, St. Louis County, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Alternatives in Sunset-Hills, MO
The primary objective of Lendersa® is to provide access to the best available USDA or FHA loans quickly, and without complications. Initiate your journey with one of three starting strategies that result in matching with a lender and finding the best USDA loan programs available to you.
A USDA home loan is backed by the U.S. Department of Agriculture and can be referred to as a USDA rural development loan or USDA mortgage. These loans are available strictly in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment, providing an accessible option for many borrowers within qualified regions.
One of the biggest rewards in my business life is helping people achieve their dreams of home ownership. From first time homeowners, to experienced multi-home real estate investors, I can make the process smooth and easy for any buyer. Take advantage of my 23+ years of mortgage experience and over 1500 mortgages closed.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Heritage Funding Co LLC is located in Rockwall, Texas, and was founded in 2001. This business is working in the following industry: Loan companies. Annual sales for Heritage Funding Co Our Reach Is Big As Texas! Anywhere In The Lone Star State - We Can Help and also Charles Michael Kamps, President/Director
Mortgage Resources of Texas is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
Morganton Savings Bank S.S.B. is Burke County’s only local financial institution, serving our neighbors and friends continuously since 1903.In 2001, we completed an adaptive historical renovation of “The Cedars”, the home of Col. Samuel McDowell Tate and relocated our offices in this landmark building. We are located at the intersection of West Uni
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CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing
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