USDA Loan Vs. FHA loan pro & con Frontenac, St. Louis County, MO

For the year 2025, the USDA loan limit in Frontenac, located in the county of St. Louis, MO, stands at $0, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA with FHA rates. Determine precisely the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loan options side by side. This allows you to select the most suitable program in for your financial needs.

Exploring USDA and FHA Loan Options in Frontenac, MO

Lendersa® aims to secure you the most favorable USDA loan or FHA loan quickly and without difficulty. Choose from three starts that lead to aligned lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MO

A USDA home loan is government-backed by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. It's offered exclusively in rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA mortgage loans do not demand any down payment.

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(252) 533-9000 Lender's profile and map Reviews New Republic Savings Bank 420 Becker Drive, Roanoke Rapids, NC, 27870 New Republic Bank provides clients with access to next-level financial solutions, customized lending and deposit services. Our seasoned professionals bring a deep knowledge of client needs. Our online banking, mobile apps and client teams provide convenience as well as consultative services.
(252) 537-8061 Lender's profile and map Reviews Roanoke Rapids Savings Bank 325 Becker Drive, Roanoke Rapids, NC, 27870 Roanoke Rapids Savings Bank is a mutual chartered bank. Our strength comes from our ability to focus on the banking needs of our customers, and not those of stockholders. The Bank was founded in 1914 as Roanoke Rapids Building and Loan with an office in downtown Roanoke Rapids. We are DEDICATED to our work and the clients we help each day.
(804) 526-6708 Lender's profile and map Reviews Virginia State University Federal Credit Union 3401 Boisseau Street, Petersburg, VA, 23803 In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.
(410) 476-1560 Lender's profile and map Reviews Capital Finance Mortgage LLC 7112 Cypress Hill Drive, Gaithersburg, MD, 20879 At Capital Finance Mortgage, we are a residential mortgage lender that believes your home is your most important investment, and when it comes to your mortgage, you deserve expert advice. We believe in using our experience to educate our clients, and in helping you find the right loan for your family, and for your goals.
(301) 447-0722 Lender's profile and map Reviews Realty Group Mortgage, LLC 6 Montgomery Village Avenue, Suite 270, Gaithersburg, MD, 20879 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(703) 776-2700 Lender's profile and map Reviews Healthcare Systems Federal Credit Union 3300 Gallows Road, Falls Church, VA, 22042 We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe. We have the same financial services as a bank, with a few major differences; Our members own this financial institution; banks are owned by their stockholders.
(703) 734-0963 Lender's profile and map Reviews ABC United Finance Corp 7777 Leesburg Pike, Suite 400N, Falls Church, VA, 22043 ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(877) 572-2004 Lender's profile and map Reviews Loansteady LLC 7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043 Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
(703) 348-0549 Lender's profile and map Reviews Washington Capital Partners 2815 Hartland Rd, Suite 200, Falls Church, VA, 22043 "WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team. Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
(240) 660-2848 Lender's profile and map Reviews The Mortgage Gallery Inc 16039 Comprint Circle, Gaithersburg, MD, 20877 The Mortgage Gallery Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(703) 690-3030 Lender's profile and map Reviews E Z Lending, LLC 8739 Bitterroot Court, Lorton, VA, 22079 We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks