USDA Vs. FHA Pro and Con comparison in Blue-Springs, Jackson County, MO

For 2025, the USDA loan ceiling for Blue-Springs in Jackson County, MO is $311,800, whereas the FHA cap for a single-family home is $389,850.

Employ the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Identify the required income, credit standing, reserves, and documents for qualification. The advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side-by-side to choose the best program for your financial requirements in .

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2025 Loan Limits and Down Payment Requirements in Blue-Springs, Jackson County, MO

Loan Type Loan Limit Down Payment
USDA $311,800 0%
FHA $389,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Blue-Springs, MO

The objective of Lendersa® is to quickly provide you with the best possible USDA or FHA loan, devoid of hassle. Choose one of three pathways that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is strictly for rural areas. Unlike FHA loans demanding a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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