USDA Vs. FHA your options comparison in Greenwood, Jackson County, MO

In 2025, the USDA loan limit for Greenwood, within Jackson county, MO, is $345,000, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the current USDA and FHA rates, determining the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best fit for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Greenwood, Jackson, MO

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greenwood, MO

The goal of Lendersa® is to swiftly secure the best USDA or FHA loans for you without hassle. Pick from three starting paths to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

The USDA home loan, also known as a rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and specifically available in rural areas. Contrastingly, FHA loans require at least a 3.5% down payment, while USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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