In 2026, the USDA loan limit in Oak-Grove, belonging to Jackson county in MO, is set at $311,800. Meanwhile, the FHA cap for a single-family property is $389,850.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Assess your income, credit, reserves, and document requirements to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most appropriate program for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $311,800 | 0% |
| FHA | $389,850 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to secure the best USDA or FHA loan quickly and with ease. Start with one of three approaches to find matching lenders and appropriate USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages have no down payment requirement, providing more accessibility for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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