USDA VS FHA in Lee's-Summit, Jackson County, MO

In the year 2025, the USDA loan limit in Lee's-Summit, located in the county of Jackson, MO, is $311,800. Meanwhile, the FHA limit for a single-family home is set at $389,850.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA and FHA interest rates, and establish the required income, credit, savings, and documentation to qualify. This cutting-edge mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side-by-side to choose the most suitable option for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Lee's-Summit, County of Jackson, MO

Loan Type Loan Limit Down Payment
USDA $311,800 0%
FHA $389,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Lee's-Summit, MO

The aim of Lendersa® is to swiftly secure you the ideal USDA or FHA loan with minimal hassle. Begin with one of three entry points to match with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is intended for rural areas only. Unlike FHA loans that require a 3.5% down payment, USDA mortgages come with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Reed Credit Union has been open since 1935. The credit union has assets totaling $17.23 Million and provides banking services to more than 1, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members
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  • Premier Residential Mortgagae of tx goal is to exceed your expectations during the home financing process. We will achieve this by carefully explaining the process, researching and providing advice on the best available product(s) for your family, and keeping you informed while meeting the closing date
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  • Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members. Today, we remain committed to delivering quality financial services at our 20 branches in Detroit, Grand Rapids & Traverse City.Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members.
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  • A full service mortgage broker in the State of Michigan offering expert advice on 1st and 2nd lien home finance options. We make the mortgage application process easy with the latest technology, such as e-document signing and no fees to apply - EVER! New Horizons Home Finance will match you with the right lender and mortgage for your needs.
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  • Houston Texas Fire Fighters Federal Credit Union
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  • HTFFFCU is a full service financial institution located in Houston, Texas. We exclusively serve the Houston Fire Department and their families. This is the official HTFFFCU Facebook page where you are encouraged to participate and engage with the credit union and other fellow members. Ensure that all comments and posts are appropriate
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