USDA Loan Vs. FHA loan for Lee's-Summit, MO [ best of 2023]

In 2025, USDA loan limit in Lee's-Summit, county of Jackson, MO is $311,800 while FHA limit is $389,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lee's-Summit, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(651) 225-2700 423 miles Lender's profile and map Reviews City & County Credit Union 144 11th Street East, Saint Paul, MN, 55101 At City & County Credit Union, we work relentlessly as a not-for-profit financial cooperative to provide the best for our members, employees and community. Guided and owned by our members, we offer financial accounts and tools that make our members' financial lives less stressful.
(612) 268-2530 423 miles Lender's profile and map Reviews Insight Commercial Capital 445 Minnesota St, Suite 1550, Saint Paul, MN, 55101 As hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client. We often provide funding in only a few days for hard money loans in Saint Paul and throughout Minnesota.hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client.
(612) 240-1462 423 miles Lender's profile and map Reviews Lake Community Bank 1964 West Wayzata Boulevard, Long Lake, MN, 55356 In 1905, our Bank was founded with a commitment to be the best Hometown Bank and serve the needs of the local community. As our community has grown, so have we. A lot has changed over the years, but our commitment has not. We’re proud to be a local, independent community bank, and we’re here to deliver our best for you.
(209) 658-2345 423 miles Lender's profile and map Reviews US BANK 800 Nicollet Mall, Minneapolis, MN, 55402 U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
(612) 234-6301 423 miles Lender's profile and map Reviews Riverland Bank 1621 East Hennepin Ave, Suite 200, Minneapolis, MN, 55414 At Riverland, we bring a highly personal touch to banking. As a trusted partner, understanding our client’s business goals inside and out enables us to provide counsel and well-designed solutions for their unique needs. Our committed team of experts is both dedicated and accessible to all of our partners at all times.
(612) 379-3222 423 miles Lender's profile and map Reviews Union Bank and Trust Company 312 Central Avenue Southeast, Minneapolis, MN, 55414 At Union Bank & Trust, we know you want to feel secure and confident in your pursuit of a financial services partner, one that’s committed to providing you with services and solutions that meet and exceed your expectations. We believe you deserve a best-in-class team that is focused squarely on the personal.
(612) 730-5467 423 miles Lender's profile and map Reviews Access Home Loans LLC 601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414 Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
(214) 437-8600 423 miles Lender's profile and map Reviews Ntrust Lending, Inc. 7012 Gerrards Cross, Plano, TX, 75025 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(469) 363-3666 423 miles Lender's profile and map Reviews Texas Mortgage Mart 8008 Strecker Lane, Plano, TX, 75025 Texas Mortgage Financing I work with various lenders and will find a loan that best fits your needs & budget, gathering appropriate documentation throughout the process and provide full support to ensure a smoother loan closing process you can gain a better understanding of what’s available to you
(214) 644-0610 423 miles Lender's profile and map Reviews MTP Mortgage 10185 Custer Rd, Suite 300, Plano, TX, 75025 MTP Mortgage is a Texas Mortgage Broker based in Plano, Texas and serves clients purchasing or refinancing a home or commercial property located anywhere in Texas. We offer every loan program available and find the very best loan program for our clients’ unique situation and at very competitive interest rates and low fees.
(651) 602-8105 423 miles Lender's profile and map Reviews Metropolitan Services Credit Union 475 Etna Street, Suite 10, Saint Paul, MN, 55106 As a member-owned credit union, the first step in opening an account is to open a Share Savings Account with a $5.00 deposit. This deposit represents your share in the Credit Union. It provides you with the privilege of voting for your Board of Directors, Committees and to participate in the variety of services available.
(662) 534-8171 423 miles Lender's profile and map Reviews BNA Bank 133 E Bankhead St, New Albany, MS, 38652 Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.