In the year 2025, the USDA loan limit in Lee's-Summit, located in the county of Jackson, MO, is $311,800. Meanwhile, the FHA limit for a single-family home is set at $389,850.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA and FHA interest rates, and establish the required income, credit, savings, and documentation to qualify. This cutting-edge mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side-by-side to choose the most suitable option for your financial needs in Alabama.
Explore loan offers from over 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $311,800 | 0% |
| FHA | $389,850 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to swiftly secure you the ideal USDA or FHA loan with minimal hassle. Begin with one of three entry points to match with lenders offering USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is intended for rural areas only. Unlike FHA loans that require a 3.5% down payment, USDA mortgages come with no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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