USDA Loan Vs. FHA loan for Bonne-Terre, MO [St. Francois County Rates 2023]

In 2025, USDA loan limit in Bonne-Terre, county of St. Francois, MO is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bonne-Terre, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(419) 224-7861 392 miles Lender's profile and map Reviews Nickel Steel Federal Credit Union 1067 South Main Street, Lima, OH, 45804 Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
(402) 665-3431 392 miles Lender's profile and map Reviews CerescoBank 130 West Elm Street, Ceresco, NE, 68017 CerescoBank was established in 1911 as the Farmers and Merchants Bank of Ceresco and was situated on the corner of South 2nd Street and Elm. The bank has served the Ceresco Community since that time. The present bank building at 130 West Elm Street was completed in 1983, allowing the bank to have a drive-thru banking lane.
(269) 321-8950 393 miles Lender's profile and map Reviews Dividend Mortgage 6204 Lovers Lane, Portage, MI, 49002 Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
(423) 869-5151 393 miles Lender's profile and map Reviews Commercial Bank 6710 Cumberland Gap Parkway, Harrogate, TN, 37752 Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks. We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.
(316) 531-8800 393 miles Lender's profile and map Reviews Garden Plain State Bank 525 North Main Street, Garden Plain, KS, 67050 Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.
(641) 923-2801 393 miles Lender's profile and map Reviews Reliance State Bank 175 E. 3rd St., Garner, IA, 50438 Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.
(865) 977-5900 393 miles Lender's profile and map Reviews CBBC Bank 330 E. Broadway, Maryville, TN, 37804 CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
(800) 970-7250 393 miles Lender's profile and map Reviews Vanderbilt Mortgage and Finance, Inc. 500 Alcoa Trail, Maryville, TN, 37804 Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
(269) 345-7804 394 miles Lender's profile and map Reviews Consumers Credit Union 7200 Elm Valley Drive, Kalamazoo, MI, 49009 Headquartered in Kalamazoo, Michigan, Consumers Credit Union has more than $1.4 billion in assets and has averaged 18% annual growth for 30 consecutive years. Locally owned since 1951, we serve over 108K+ individuals and businesses through 23 offices and more than 200 free ATM locations in Grand Rapids
(844) 238-4228 394 miles Lender's profile and map Reviews Advia Credit Union 6400 West Main St, Kalamazoo, MI, 49009 Advia Credit Union's mission is to provide financial advantages. We look to proactively seek the quickest and easiest solutions available for members to maximize the financial value provided to them. Our name means something – we provide advice, we are member advocates, and we offer advantages.
(269) 364-6000 394 miles Lender's profile and map Reviews Kalamazoo Mortgage 2425 S 11th St, Kalamazoo, MI, 49009 Kalamazoo Mortgage is a home mortgage company in Kalamazoo, Michigan. We offer VA loans, FHA loans, first time homebuyers programs, Credit Enrichment programs, and more. We recognize that buying a home is an incredible life event and we feel honored to be part of that experience. - "Where You're a Neighbor, Not a Number.