USDA Loan Vs. FHA loan for Bonne-Terre, MO [St. Francois County Rates 2023]

In 2025, USDA loan limit in Bonne-Terre, county of St. Francois, MO is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bonne-Terre, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(608) 626-3131 442 miles Lender's profile and map Reviews Waumandee State Bank S2021 County Road U, Waumandee, WI, 54622 Waumandee State Bank has been serving West Central Wisconsin since 1914. We strive for excellence in our products and customer service. Our employees take pride in helping to build strong communities through volunteer work, donations, and collaboration with local organizations. Waumandee State Bank strives to strengthen our communities.
(404) 231-4100 442 miles Lender's profile and map Reviews Georgia Primary Bank 3880 Roswell Road Northeast, Atlanta, GA, 30342 When we formed back in 2007, we felt that our community deserved the personal and professional service that only a local bank could deliver. We made it our goal to ingrain ourselves into the community, to learn its unique needs and to take our knowledge to serve the business owners, entrepreneurs, homeowners and consumers in our market.
(404) 851-8740 442 miles Lender's profile and map Reviews Northside Federal Credit Union 980 Johnson Ferry Road, Suite 190, Atlanta, GA, 30342 Northside Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid
(770) 552-1000 442 miles Lender's profile and map Reviews Katz Mortgage Team 800 Johnson Ferry Rd, Atlanta, GA, 30342 We are a direct lender and are approved as a seller and servicer by the Federal National Mortgage Association (Fannie Mae) and the Government National Mortgage Association (Ginnie Mae). We operate as a Federal Housing Administration (FHA) Direct Endorsement Lender and a Veterans Administration (VA) authorized underwriter.
(404) 454-2070 442 miles Lender's profile and map Reviews White Oak Financial Corp 5640 Lake Forrest Drive, Atlanta, GA, 30342 White Oak Financial to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and your financial goals. At White Oak Financial, we understand that people buy homes for different reasons.
800 687 0797 442 miles Lender's profile and map Reviews Commercial Loan Direct 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342 Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
(601) 442-5888 442 miles Lender's profile and map Reviews Citizen’s Choice Federal Credit Union 101 St Catherine Street, Natchez, MS, 39120 Citizen’s Choice Federal Credit Union is a financial cooperative that offers a wide range of products with the most convenient rates. We know how important it is always to have options to select from; therefore, we provide a large variety of services for every citizen: share accounts, payroll deduction, direct deposit, auto loans,
(601) 442-4382 442 miles Lender's profile and map Reviews Old South Federal Credit Union 148 North Shields Lane, Natchez, MS, 39120 Old South FCU was formed in 1953 originally to serve employees of the International Paper Company located in Natchez, MS. Over the years, Old South's field of membership has grown to include other Select Employee Groups. We have since expanded our field of membership to include Concordia Parish, LA and Adams County, MS.
(601) 445-7032 442 miles Lender's profile and map Reviews United Mississippi Bank 1 Morgantown Road, Natchez, MS, 39120 The mission of UMB is to ensure continued growth and prosperity by hiring the most qualified and dedicated employees, staying current with technological advances in the banking industry, supporting and enriching our employees and the communities we serve, and delivering a competitive shareholder return.
(601) 304-5670 442 miles Lender's profile and map Reviews Integrity Mortgage Center LLC 319 D'Evereaux Drive, Natchez, MS, 39120 At Integrity Mortgage Center LLC We are a Licensed Mississippi and Louisiana Mortgage Company that has been servicing the Miss- Lou since 2008. We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage
(740) 596-2525 443 miles Lender's profile and map Reviews Vinton County National Bank - VCNB 112 West Main St., Mc Arthur, OH, 45651 At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.