USDA Vs. FHA your options comparison in Bonne-Terre, St. Francois County, MO
In 2025, the USDA loan limit in Bonne-Terre, part of St. Francois county in MO, stands at $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine income, credit, reserves, and necessary documents required for qualification. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, helping you choose the best-fit program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Guidelines in Bonne-Terre, St. Francois, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bonne-Terre, MO
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without issues. Choose one of three pathways to find matching lenders and applicable USDA loan programs.
A USDA home loan is guaranteed by the government's Department of Agriculture, often known as a USDA rural development loan or USDA mortgage, and it's available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement, making them an attractive option for qualified buyers.
2743 Smith Ranch Road, Suite 303, Pearland, TX, 77584
Peabody Capital Lending are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
Red Door Funding. Providing Short-Term Loans for Real Estate Investments in Houston, San Antonio, and Austin, Texas so you, the Investor, can buy, rehab and resell more Hot Properties! Red Door Funding provides you with the funds you need to quickly close on a “Hot Real Estate Investment!
Credit Central provides installment loans and tax preparation to qualified Alabama, Georgia, Louisiana South Carolina, Tennessee, and Texas residents. To Credit Central and our staff, you are more than just a number. We treat you with courtesy and respect as we work to get you the money you need.
2111 Highway 90-A, Suite A, Missouri City, TX, 77489
Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.
We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.
4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home/commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We develop relationships that make a positive difference in the lives of our customers. At Ladiya Mortgage we are committed to providing our clients with an exceptional level of customer service that is superior to our competitors. Bhanuchand Paruchuri Mortgage Broker at Ladiya Mortgage.
Deal Mortgage LLC is a Texas Domestic Limited-Liability Company (Llc) filed On September 10, 2020. The company's filing status is listed as In Existence and its File Number is 0803756132.
The Registered Agent on file for this company is Sridhar Pasham and is located at 9406 Herons Grove Ln, Katy, TX 77494.