USDA Vs. FHA Pro and Con comparison in Park-Hills, St. Francois County, MO
In the year 2025, the USDA loan limit set for Park-Hills, in the county of St. Francois, MO, is $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's most advantageous USDA and FHA rates. Determine the necessary income, credit level, reserves, and documentation for qualification. Our sophisticated mortgage calculator enables you to examine USDA, FHA, Conforming, and VA options side by side. This aids in selecting the ideal program in Alabama for your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Park-Hills, County of St. Francois, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Park-Hills, MO
At Lendersa®, our objective is to efficiently secure the best possible USDA or FHA loan for you, free from hassle. Begin with one of three strategic paths that connect you with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is offered solely in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage requires no down payment, making it more accessible for eligible borrowers in qualifying areas.
In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide.
And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.
ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
Your Choice Federal Credit Union has been open since 1957. The credit union has assets totaling $13.59 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
The Blair County Federal Credit Union was established in 1953 by a group of railroad workers at the Juniata Locomotive Shops. Over the years, we have expanded our field of membership and seen several name changes. Throughout the changes our primary goal has remained the same, providing high quality services while taking the time to recognize
Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
Altoona Area Employees Federal Credit Union has been open since 1981. The credit union has assets totaling $17.58 Million and provides banking services to more than 2, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can.
“Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.
The Ipswich State Bank is a locally-owned bank located in Ipswich, SD that has been serving the community since 1938. At the Ipswich State Bank our customers have been, and always will be our first priority. We do everything that we can to make all of their banking needs as accessible and easy as possible.
NewFirst National Bank has a long and prosperous history dating back to January 22, 1902.
It wouldn’t be until 2002 when the name NewFirst National Bank would be approved to coincide with a larger geographic footprint.
The current office in El Campo, Texas opened in February 1968 and still serves as the headquarters.
A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.
