In the year 2025, the USDA loan limit set for Park-Hills, in the county of St. Francois, MO, is $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's most advantageous USDA and FHA rates. Determine the necessary income, credit level, reserves, and documentation for qualification. Our sophisticated mortgage calculator enables you to examine USDA, FHA, Conforming, and VA options side by side. This aids in selecting the ideal program in Alabama for your specific financial circumstances.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, our objective is to efficiently secure the best possible USDA or FHA loan for you, free from hassle. Begin with one of three strategic paths that connect you with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is offered solely in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage requires no down payment, making it more accessible for eligible borrowers in qualifying areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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