USDA Vs. FHA your options comparison in Crystal-City, Jefferson County, MO
In 2025, the USDA loan limit for Crystal-City, situated in the county of Jefferson, MO, is set at $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess the top USDA vs. FHA rates today. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your precise financial situation in .
2025 Loan Limits and Down Payment Requirements in Crystal-City, County of Jefferson, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Crystal-City, MO
Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and with ease. Begin with one of three pathways that lead to matching lenders and potential USDA loan solutions.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government through the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment whatsoever.
At Secure Provision Mortgage we are a mortgage broker which means we do not care about helping escrow companies, title companies or the banks make any more money than they already do. Our #1 priority is that you get the deal that was promised to you and get you the best possible mortgage.
At SC Financial is to apply our broad knowledge to all channels of the lending and wealth management industries. Facilitating Hard Money Loans throughout California, we provide investors, brokers, realtors and borrowers with the expertise required to succeed in today’s complicated marketplace.
215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible, and structured around each individual client.
215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible and structured around each individual client.
Eagle Community Credit Union is a member-owned, not-for-profit cooperative. For over 80 years, we’ve held a commitment to service excellence and member satisfaction. It’s who we are. It’s in our DNA. We have a rich history. We began as Orange County Postal Credit Union in 1937, and for many years we exclusively helped postal
26741 Portola Parkway, Suite E, Foothill Ranch, CA, 92610
"First Phase Financial Inc we only represent lenders who provide our clients the most competitive pricing in the market we also team with escrow-title companies that provide our clients the most competitive pricing in the market
FIRST PHASE Financial Inc. different, unique is:
our 1-on-1 Boutique Service"
OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
2305 Historic Decatur, Suite 100, San Diego, CA, 92106
Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.
Gail Faber, an award-winning, NMLS licensed mortgage agent and has more than 18 years’ experience in the industry. She exceeds client expectation by providing excellent customer service. Her strong background in escrow and processing makes her unique as she can provide a faster, more efficient, and easier approval process for her clients.
