USDA Loan Vs. FHA loan for Festus, MO [ best of 2023]

In 2025, USDA loan limit in Festus, county of Jefferson, MO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Festus, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(614) 737-6030 413 miles Lender's profile and map Reviews Ohio HealthCare Federal Credit Union 3955 W Dublin Granville Road, Dublin, OH, 43017 Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.
(855) 876-1500 413 miles Lender's profile and map Reviews Fortifi Bank 240 Broadway Street, Berlin, WI, 54923 Fortifi Bank, formerly 1st National, has been Banking with folks just like you for more than 140 years. That means we have been in business since 1876. Over time, the economic landscape changes, but one thing stays the same – people need financial security to build their dreams upon.
(855) 920-9800 413 miles Lender's profile and map Reviews Community Choice Financial Inc 5165 Emerald Pkwy, Dublin, OH, 43017 Community Choice Financial Inc.™ is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services.
(614) 792-5626 413 miles Lender's profile and map Reviews First National Bancorp LLC 6371 Riverside Drive, Suite 1600, Dublin, OH, 43017 Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.
(614) 595-1286 413 miles Lender's profile and map Reviews Quick App Mortgage LLC 4248 Tuller Rd, Suite 106, Dublin, OH, 43017 Quick App Mortgage LLC Based in Dublin, Ohio and with origination experience of over 1000 loans, we know what programs are best suited for our clients. We are familiar with virtually all home loan types from FHA to Conforming and VA to Jumbo.Conventional 1st Time Home Buyer, Fannie Mae – as little as 3% down and more.
(614) 610-1600 413 miles Lender's profile and map Reviews Stratton Mortgage, LLC 6221 Riverside Dr, Suite 1, Dublin, OH, 43017 Stratton Mortgage, LLC full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
(517) 629-5588 413 miles Lender's profile and map Reviews Homestead Savings Bank 415 S. Superior Street, Albion, MI, 49224 Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.
(800) 858-1633 413 miles Lender's profile and map Reviews AAC Credit Union 177 Wilson Avenue NW, Grand Rapids, MI, 49534 AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.
(800) 434-7300 413 miles Lender's profile and map Reviews Bridge Credit Union 1980 West Broad Street, Columbus, OH, 43223 Bridge was founded on the values of people helping people. We understand our members, their needs, goals and dreams – not only for themselves, but for their families as well. How do we understand them? We listen to them and we interact with them one on one, as people – not numbers. We are owned by our members and operate for our members.
(740) 474-5999 413 miles Lender's profile and map Reviews Direction Mortgage 649 Lancaster Pike, Suite 100, Circleville, OH, 43113 Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan
(614) 357-5716 414 miles Lender's profile and map Reviews Traditional Mortgage Banc Inc 1560 Fishinger Road, Columbus, OH, 43221 Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.