USDA Loan Vs. FHA loan for Festus, MO [ best of 2023]

In 2025, USDA loan limit in Festus, county of Jefferson, MO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Festus, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 636-7622 353 miles Lender's profile and map Reviews Cadence Bank 8031 US Highway 431, Albertville, AL, 35950 Cadence Bank is a leading regional banking franchise with $47.8 billion in assets* and more than 400 branch locations across the South, Midwest and Texas. Cadence provides consumers, businesses and corporations with a full range of innovative banking and financial solutions.Services and products include consumer banking and more.
(256) 660-2405 353 miles Lender's profile and map Reviews Mortgage Group 8180-B US Hwy 431, Albertville, AL, 35950 We want to be your mortgage lending solution. Full Service mortgage broker. We close Conventional, FHA, VA and USDA mortgage loans. Experienced with first time home buyers, move up buyers, retirees, primary residence, 2nd homes, and investment purchases. Over 30 years of experience in all types of mortgage lending.
(256) 891-0681 353 miles Lender's profile and map Reviews First Lenders Mortgage 8357 US HWY 431, Albertville, AL, 35950 First Lenders Mortgage Corporation was founded in 1988 and has offices in Albertville and Homewood to serve customers throughout the state of Alabama. At First Lenders Mortgage, we assist countless home buyers with the mortgage process, delivering personal service and exceptional value to our clients. At First Lenders, we assist you
(606) 528-2000 354 miles Lender's profile and map Reviews Hometown Bank 1030 Cumberland Falls Hwy, Corbin, KY, 40701 Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
(712) 755-3881 354 miles Lender's profile and map Reviews Town & Country Credit Union 1414 Chatburn Avenue, Harlan, IA, 51537 Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
(712) 755-5112 354 miles Lender's profile and map Reviews Shelby County State Bank 508 Court Street, Harlan, IA, 51537 Since 1880, SCSB has delivered financial services with our mission of building relationships that promote family, service, and community. we offer all the personal and business services you need with a local, knowledgeable staff eager to provide you with personal attention and excellent customer service.
(937) 223-2828 354 miles Lender's profile and map Reviews Freedom 1st Credit Union 1645 Webster Street, Dayton, OH, 45404 As a not-for-profit financial cooperative, Freedom 1st is owned by the folks who save and borrow money at their credit union...the members. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower interest rates on loans, lower fees...and many other money saving services.
(712) 669-3322 354 miles Lender's profile and map Reviews Templeton Savings Bank 103 S Main St, Templeton, IA, 51463 Templeton Savings Bank is a family owned community bank that was established in 1923. As we approach 100 years in business, we look forward to continuing to provide banking products and services. Templeton Savings Bank has had a long tradition of helping customers reach their financial goals.
(414) 874-2489 354 miles Lender's profile and map Reviews Tri City National Bank 6400 S 27th Street, Oak Creek, WI, 53154 For more than 55 years, Tri City has been a bank focused on the needs of its customers and communities. Put simply, we succeed when you do. That’s why we are dedicated to helping families fulfill their financial dreams and businesses grow. After all, we are Your Hometown Bank. Member FDIC. Equal Housing Lender.
(414) 546-7450 354 miles Lender's profile and map Reviews Guardian Credit Union 7801 S. Howell Avenue, Oak Creek, WI, 53154 In 1934, Harnischfeger Corporation employees in West Milwaukee, Wisconsin established a credit union to provide a source of credit at a fair interest rate and the opportunity for its members to improve their economic and social conditions. In 1986, the membership voted to expand the charter to a community credit union serving any persons living.
(423) 242-4728 354 miles Lender's profile and map Reviews Healthcare Services Credit Union 946 East Third Street, Chattanooga, TN, 37403 Healthcare Services Credit Union was originally chartered on March 25, 1952 under the name of Erlanger Hospital Credit Union. The purpose of the Credit Union was to provide a safe place for the employees of Erlanger Hospital to save and borrow. Now under the name of HEALTHCARE SERVICES CREDIT UNION, we serve over 4675 members.