In 2025, the USDA loan limit for Byrnes-Mill, located in Jefferson, MO, is $285,000, whereas for a single-family home, the FHA cap is $356,362.
Use the Lendersa® USDA loan calculator to contrast today’s optimal USDA and FHA rates, and determine the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side to help in deciding which program best suits your financial circumstances in .
Loan Limits and Downpayment Requisites for 2025 in Byrnes-Mill, Jefferson, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Byrnes-Mill, MO
The aim of Lendersa® is to facilitate quick access to ideal USDA or FHA loans, seamlessly and without hassle. Opt for one of three starting approaches to connect with lenders and find USDA loan solutions.
A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is supported by the government Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
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