USDA and FHA Pro and Con in High-Ridge, Jefferson County, MO
In 2025, the USDA loan limit in High-Ridge, county of Jefferson, MO, is $285,000. The FHA limit for a single-family home stands at $356,362.
Use the Lendersa® USDA loan calculator to compare today’s best USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced calculator, see USDA, FHA, Conforming, and VA loans side by side, helping you decide the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in High-Ridge, County of Jefferson, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in High-Ridge, MO
Lendersa® seeks to secure you the optimal USDA or FHA loan quickly and without hassle. Start with one of three pathways, leading to matching lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is offered only in rural areas. While FHA loans require a minimum 3.5% down payment, USDA loans require none.
5150 Belfort Rd, Suite 200, Jacksonville, FL, 32256
We specialize in new construction requirements for Conventional, FHA, VA and Rural Housing programs. We provide Jacksonville’s builders and realtors with the latest in mortgage financing programs and the excellent service we’ve become known for. We work with local and national banks to bring the best of their loan options to our clients.
RE Financial Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
8647 Baypine Road, Suite 203, bldg. 1, Jacksonville, FL, 32256
ALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org) Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, OH, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011
We take the hassle out of homebuying so you can get back to focusing on what matters most! Life moves fast, and so do you.
I have been a mortgage& loan specialist for over 20 years. I have the knowledge & experience to help you through your home loan process, whether you are refinancing or purchasing, I will find the right terms to fit your budget. Asper Assured Residential Mortgage Group If you purchased your home in the last few years, now is the time to refinance!
300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104
NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.
With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.
200 S Wilcox St, Suite 401, Castle Rock, CO, 80104
LPS is a loan processing company that works with residential mortgage brokers for Colorado based loans only at this time. We provide all the skills of an internal full-time processor for a portion of the cost. At Loan Professionals of Colorado, our processors are licensed and are trained in all the current guidelines.
Founded in 2002, Greentree Mortgage has helped hundreds of people with their purchase and refinancing needs. We are a people first company with our client’s best interest as our primary goal. This philosophy has helped us grow into the successful company that we are today. We have great relationships with big and small banks alike.
Jonestown Bank & Trust Co. (JBT) is a Community Bank with 13 locations serving Lebanon, Northern Lancaster and Berks Counties and surrounding communities. JBT was founded in 1873 and currently has over $657 million dollars in assets. We have been recognized as a top community bank by U.S.
We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.