USDA Vs. FHA your options comparison in Wildwood, St. Louis County, MO

In 2025, USDA loan limit in Wildwood, county of St. Louis, MO is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Wildwood, county of St. Louis, MO

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Wildwood, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Educated Investors Finance Corporation
  • 4251 Commercial Way, Glenview, IL, 60025
  • At Educated Investors Finance Corporation, our focus is to help you with the financing for your home or investment property. As our name suggests, we want you to make informed decisions with all options presented. We are here to answer any questions you have and will work through scenario planning ahead of time so there are no surprises.
  • Prime Rate Mortgage, LLC
  • 1247 Waukegan Rd, Suite 200, Glenview, IL, 60025
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
  • CCM Commercial Mortgage, LLC
  • 8052 Monticello, Suite 106, Skokie, IL, 60076
  • CCM has long-standing relationships with a cadre of lenders nationwide who consistently value the lending opportunities that CCM clients bring to the table. Lenders know that when they receive a loan request from CCM, it is thorough, complete and has been underwritten and vetted.
  • Starlight Home Mortgage
  • 4106 Oakton Street, Skokie, IL, 60076
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Get Approved Mortgage Inc
  • 2700 Patriot Blvd, Suite 250, Glenview, IL, 60026
  • Our goal is to provide you with an exceptional level of care as we assist you in achieving your financial goals. To achieve that, we’ve assembled the best team in the industry, who will provide you with the expert guidance you seek throughout your mortgage journey. Your confidence in us and satisfaction with our service.
  • Solutions Financial Mortgage
  • 2700 Patriot Blvd, Suite 110, Glenview, IL, 60026
  • Solutions Financial Mortgage is a mortgage banker whose operations originate mortgage loans in Illinois and Florida. We are a correspondent lender with an exceptional product variety and competitive rates. Solutions Financial Mortgage was founded by loan originators to serve the industry in a unique capacity
  • Community State Bank
  • 601 West Eighth Street, Coffeyville, KS, 67337
  • Community State Bank is a locally owned and operated community bank located in Coffeyville, KS. The bank was founded in 1967 and is currently Coffeyville’s only locally owned and operated bank. We are proud of our long history in Coffeyville and are committed to serving the local community and surrounding area.
  • Cooperative Credit Union
  • 313 W 9th Street, Coffeyville, KS, 67337
  • A credit union exists to serve a specific group of people, referred to as a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group. Cooperative Credit Union was chartered to serve members in 1937. Cooperative Credit Union is owned and operated by its membership.
  • ALL THINGS MORTGAGE
  • 805 S Black St, Alexandria, IN, 46001
  • We take full responsibility to find effective mortgage solutions and reasonably priced homes available to homebuyers and homeowners. How do we do this? We connect our clients with the best lenders you can find all over the country. We benefit from our vast network of connections, so we can provide borrowers access.
  • Madison County Federal Credit Union
  • 621 East 8th Street, Anderson, IN, 46012
  • Madison County Federal Credit Union received approval from the National Credit Union Association to expand its community charter to three additional counties – Delaware, Henry and Hancock. This expansion, effective immediately, opens membership and full credit union services to anyone who lives, works, worships.
  • Farmers Savings Bank
  • 205 Main Street, Colesburg, IA, 52035
  • The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington. Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere