In 2026, the USDA loan limit for Carthage, located in Jasper county, MO, is $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates and determine essential income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA loans side by side, facilitating a well-informed decision on which program in best meets your financial needs.
2026 loan limits and down payment specifications in Carthage, Jasper, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Carthage, MO
Lendersa® aims to promptly connect you with the best USDA or FHA loans available, ensuring a hassle-free experience. Choose one of three starting paths that will link you with lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also identified as a USDA rural development loan or USDA mortgage, offered solely in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans need no down payment at all.
We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union
Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.
Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.
First State Bank of Purdy was chartered in June, 1944, as a successor of the First National Bank of Purdy. The original directors were Raymond Brite, Bert Catron, A. M. Gurley, Jr, John Miller and John Moore. In 1974, Glen Garrett and Jack Fox purchased the bank, which had assets totaling $2,000,000.00 at that time.
