In 2026, the USDA loan limit for Carthage, located in Jasper county, MO, is $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates and determine essential income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA loans side by side, facilitating a well-informed decision on which program in
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to promptly connect you with the best USDA or FHA loans available, ensuring a hassle-free experience. Choose one of three starting paths that will link you with lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also identified as a USDA rural development loan or USDA mortgage, offered solely in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans need no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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