FHA Vs. USDA loan program for Neosho, Newton County, Missouri

In 2026, the USDA loan limit for Neosho in Newton county, MO, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, identifying the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to select the best program for your financial needs in .

Exploring USDA and FHA loan options in Neosho, MO

Lendersa® is committed to finding you the best USDA or FHA loan efficiently and without hassle. Choose one of three starting options that connect you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan is a government-backed loan from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans mandating a 3.5% minimum down payment, USDA loans need no down payment.

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Neosho Lenders
(417) 451-1040 Lender's profile and map Community Bank and Trust 100 S. Wood Street, Neosho, MO, 64850 Lends in Missouri Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.
(417) 623-9816 Lender's profile and map Joplin Metro Credit Union 3301 Texas Avenue, Joplin, MO, 64804 Lends in Missouri Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(417) 626-8500 Lender's profile and map Great Plains Federal Credit Union 2306 S Range Line Road, Joplin, MO, 64804 Lends in Missouri Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
(417) 782-7800 Lender's profile and map The Mortgage House, Inc. 2915 S. Main Street, Joplin, MO, 64804 Lends in Missouri The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(417) 659-6013 Lender's profile and map Legacy Credit Union 3929 East 7th Street, Suite A, Joplin, MO, 64801 Lends in Missouri We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union
(417) 658-1698 Lender's profile and map The Corner Stone Bank 117 North Main, South West City, MO, 64863 Lends in Missouri The Cornerstone Bank is continuously growing and expanding to better meet the needs of its customers. In 1986, the bank opened its first branch in Tiff City, followed by the Lanagan branch in 1995. The Goodman branch opened in the fall of 2009, with the latest addition, the Pineville branch, opening in 2015.
(417) 525-4218 Lender's profile and map Southwest Missouri Bank 202 W High, Alba, MO, 64830 Lends in Missouri We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.