USDA VS FHA in Neosho, Newton County, MO

In 2025, the USDA loan limit for Neosho in Newton county, MO, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, identifying the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to select the best program for your financial needs in .

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2025 loan limits and down payment requirements in Neosho, Newton, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Neosho, MO

Lendersa® is committed to finding you the best USDA or FHA loan efficiently and without hassle. Choose one of three starting options that connect you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan is a government-backed loan from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans mandating a 3.5% minimum down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Bank of Dalton
  • 118 N. Hamilton St., Dalton, GA, 30720
  • First Bank is a locally owned and managed bank staffed by professional bankers with years of experience and the desire to make banking a pleasure again. First Bank offers you exceptional service and great banking products. As a customer of First Bank you will have the unique opportunity to develop a relationship with banking professionals.
  • Georgia Power Northwest Federal Credit Union
  • 906 North Broad Street SE, Rome, GA, 30161
  • (GPNWFCU) was chartered in 1935 as Georgia Power Rome Division Employees Credit Union, exclusively servicing Georgia Power employees working in the Rome, Georgia area. In the late 90’s, we changed our name to Georgia Power Northwest Federal Credit Union and sought out addition Select Employee Groups.
  • The First State Bank of Rosemount
  • 3025 145th Street West, Rosemount, MN, 55068
  • In 1909 S.A. Netland opened the State Bank of Rosemount. It was the first locally owned independent bank in the city of Rosemount. Mr. Netland also owned banks in Bixby, Northfield, Carlos and Mendota. In 1909 the Bank had a capital of $10,000, and the total cost of the building, including the vault and fixtures was $4,050.
  • Metro Employees Credit Union
  • 1306 Versailles Road, Suite 140, Lexington, KY, 40504
  • MECU was established in 1940 by city employees looking for a way to earn higher rates on savings and lower rates for loans. Today, MECU has grown into a full service credit union. Membership in MECU is open to employees of the City of Lexington, employees of accepted outside agencies of the City of Lexington, employees of the Credit Union.
  • Forcht Bank
  • 58 Broadway Street, Dry Ridge, KY, 41035
  • Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht. Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor
  • Greater Kentucky Credit Union
  • 1001 Red Mile Rd, Lexington, KY, 40504
  • Since 1953, Greater Kentucky Credit Union has made being with a Credit Union easy and rewarding. While some credit unions have niche membership eligibility requirements, Greater Kentucky membership is open to anyone who lives, works, worships or attends school in any of the 24 counties in Kentucky or to any relative of an existing member.
  • Columbia Savings and Loan Association
  • 2020 W Fond Du Lac Ave, Milwaukee, WI, 53205
  • Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.
  • Country Heritage Credit Union
  • 16580 Bakertown Road, Buchanan, MI, 49107
  • Country Heritage has been serving the rural community since 1932. Founded as Buchanan Farmers Credit Union to meet the needs of Agri-Business, the Credit Union moved to it's new building in 1993. At the same time the name was changed to Country Heritage Credit Union to reflect it's expanded role in the community.