FHA Vs. USDA loan program for Joplin, Jasper County, Missouri

In 2026, the USDA loan limit for a single-family home in Joplin, situated in Jasper, MO, amounts to $336,500, whereas the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's best USDA and FHA rates, and ascertain required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in determining the best program for your financial situation in .

USDA and FHA Loan Alternatives in Joplin, MO

Lendersa® aims to connect you quickly with the best possible USDA or FHA loans without hassle. Choose among three starting points that lead to matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in MO

A USDA home loan is a government-backed mortgage through the Department of Agriculture, commonly known as a USDA mortgage or rural development loan, available specifically in rural areas. Unlike FHA loans, requiring a minimum of 3.5% down payment, USDA loans require no down payment.

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Joplin Lenders
(417) 623-9816 Lender's profile and map Joplin Metro Credit Union 3301 Texas Avenue, Joplin, MO, 64804 Lends in Missouri Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(417) 626-8500 Lender's profile and map Great Plains Federal Credit Union 2306 S Range Line Road, Joplin, MO, 64804 Lends in Missouri Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
(417) 782-7800 Lender's profile and map The Mortgage House, Inc. 2915 S. Main Street, Joplin, MO, 64804 Lends in Missouri The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(417) 659-6013 Lender's profile and map Legacy Credit Union 3929 East 7th Street, Suite A, Joplin, MO, 64801 Lends in Missouri We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union
(417) 451-1040 Lender's profile and map Community Bank and Trust 100 S. Wood Street, Neosho, MO, 64850 Lends in Missouri Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.
(417) 525-4218 Lender's profile and map Southwest Missouri Bank 202 W High, Alba, MO, 64830 Lends in Missouri We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.