USDA Vs. FHA Pro and Con comparison in Webb-City, Jasper County, MO
In 2025, the USDA loan limit in Webb-City within Jasper county, MO, is $285,000. The FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA vs FHA rates and establish the necessary income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, review USDA, FHA, Conforming, and VA loans side-by-side to determine which program in aligns with your financial goals.
2025 loan limits and down payment requirements in Webb-City, Jasper, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Webb-City, MO
Lendersa® is committed to finding you the top USDA or FHA loan quickly and with ease. Choose one of three starting paths that link you with lenders and available USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
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On February 11, 1960, eight City of El Cajon employees signed the Organization Certificate to form El Cajon Municipal Employees Federal Credit Union. They felt strongly that the employees of the City needed to be protected financially during the rapidly changing setting of the 1960's.
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