USDA Vs. FHA Pro and Con comparison in Caruthersville, Pemiscot County, MO

In 2025, USDA loan limit in Caruthersville, county of Pemiscot, MO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Caruthersville, county of Pemiscot, MO

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Caruthersville, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • My OK Home Loan
  • 1401 Health Center Pkwy, Yukon, OK, 73099
  • My passion is to positively impact the lives of individuals & families by providing wise mortgage advice & Godly direction to improve their financial future. All home loans, FHA, VA, Conventional, Jumbos, USDA and Section 184. Purchases or refinances and also Jolynn has the knowledge and expertise to help you
  • YNB
  • 401 Elm, Yukon, OK, 73099
  • The formation of The Yukon National Bank is closely associated with the formation of the Yukon Mill and Grain Company and the initial growth of the City of Yukon. Even though the Yukon Mill and Grain Company is no longer active, the buildings act as a reminder of where we’ve been and how we got there. Today, YNB boasts five locations
  • First American Mortgage, Inc
  • 1501 S. Ranchwood Blvd, Yukon, OK, 73099
  • First American Mortgage, Inc. is locally owned & operated. Everything is done onsite from loan application/ underwriting to close! We are located at 1501 S. Ranchwood Blvd, Yukon, Ok I understand that buying a home is the single biggest financial event in most people's lives and take great pride in being able to offer superior personal service.
  • Mid-Kansas Credit Union
  • 104 South Avenue B, Moundridge, KS, 67107
  • Mid-Kansas Credit Union began in 1947 as Moundridge Coop Federal Credit Union. We started with 10 members, and membership dues were only 25¢. We are a full-service credit union, with our main office in Moundridge, and a branch office in Buhler. Mid-Kansas Credit Union expanded it's operation, with the opening of our Buhler branch in 1990.
  • The Citizens State Bank
  • 201 S Christian, Moundridge, KS, 67107
  • The Citizens State Bank has maintained family ownership since its beginning. Organized in Moundridge and chartered by the state of Kansas on August 1, 1904, the bank now includes locations in McPherson, Harvey and Marion counties. The Citizens State Bank has acquired several institutions over the years, including Wheatland Bank of Goessel.
  • Garden Plain State Bank
  • 525 North Main Street, Garden Plain, KS, 67050
  • Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.
  • Financial One Mortgage Corporation
  • 110 Northwoods Boulevard, Suite A-1, Columbus, OH, 43235
  • Our goal is to provide our customers with an experienced and highly qualified mortgage banker who will provide the personal care they need throughout the entire mortgage loan process. We realize that for most consumers this is the most significant financial decision they will make, because it involves their most valuable asset - their home
  • The Mortgage Concierge
  • 6840 Caine Road, Columbus, OH, 43235
  • Concierge Mortgage is a full service mortgage provider focusing on the individual needs of our clients. We provide an array of customized financing solutions for residential & commercial purchases and refinances. We utilize tools & resources outside of the standard banking industry to achieve premium financing solutions above the industry standard.
  • Jennifer Hall - Hometown Lenders
  • 150 E. Campus View Blvd, Suite 275, Columbus, OH, 43235
  • Hometown Lenders is here to serve our partners by operating from the core belief that exceeding expectations is the only way to do business. We deliver this pledge of excellence through unsurpassed customer service, leading-edge technology, and expert assistance to provide the most innovative and creative mortgage financing solutions available.
  • The Equitable Mortgage Corporation
  • 3530 Snouffer Road, Suite 100, Columbus, OH, 43235
  • Equitable Mortgage is dedicated to client satisfaction. We are a family owned business and one of Ohio's largest lenders. We take every loan request very seriously and use our expertise to better serve you and Equitable Mortgage has simplified the loan application process. We make it easy to Apply Online.
  • The Bank of Steinauer
  • 215 Main St, Steinauer, NE, 68441
  • The Bank of Steinauer was established in 1888, but was not expected to transact much business. However, it soon became an essential part of the community, and needed to be properly organized and equipped with experienced help. Because of his advanced age, Joseph put his son, John, in charge of the bank as cashier.