USDA Vs. FHA Pro and Con comparison in Chaffee, Scott County, MO
In 2025, USDA loan limit in Chaffee, county of Scott, MO is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Chaffee, county of Scott, MO
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Chaffee, MO
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. More Importantly, our main niche is to provide mortgage loans with no out of pocket closing costs for the borrower.
At TLC Mortgage, we build long-term relationships with our clients. Our goal is to help empower every client to make informed financing decisions. We go the extra mile to ask detailed questions to understand the short and long-term goals of the client. TLC Mortgage guides borrowers every step of the way through the mortgage loan appproval process.
AmeriDream Mortgage Group LLC specializes in residential home loans with excellent customer service and extensive product knowledge We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending purchase to refinance to construction lending.
Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
Certainty Home Loans has been helping homebuyers for over 20 years, with a focus on making homeownership a reality by putting people first and investing in the right technology and Our core belief is that our Certainty family is our #1 asset. We never want to lose sight of the importance of our team members or of our values: integrity, quality.
Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.
State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio
First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
Black Tie Lending caters solely to residential real estate investors that buy, fix, and flip single family houses. Our innovative hard money loan products were designed for real estate investors that require fast and efficient access to money for deals that makes sense.
Great HML Terms 90% LTV on Purchase and 100% of Repair Funds. Low interest ra
We believe if it’s good for you, it’s good for us. This good-business philosophy is lived out in how we treat each other, our Members & the communities we live in. Proud to be Texas-based since 1967, we always honor the credit union credo of “people helping people.” While we deliver a variety of financial services, we are driven by respect & fairne
City Credit Union formerly the City Employees Credit Union - was issued a State of Texas charter in 1942. While our beginnings were serving only City of Dallas employees, today we serve the Dallas-Fort Worth-Arlington Metropolitan Statistical Area: anyone who lives, works, worships or attends school in Dallas.
The IBERIABank philosophy is to exceed client satisfaction by delivering unparalleled customer service at every point of contact. We are committed to offering products and services customized to meet your financial needs. We provide a comprehensive financial product line including Retail, Commercial, Private Banking,
