USDA Loan Vs. FHA loan for Jackson, MO [Cape Girardeau County Rates 2023]

In 2025, USDA loan limit in Jackson, county of Cape Girardeau, MO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Jackson, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(620) 331-9888 338 miles Lender's profile and map Reviews Gemini Funding Corp 322 N Pennsylvania Ave, Independence, KS, 67301 Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages
(815) 637-7000 338 miles Lender's profile and map Reviews Illinois Bank & Trust 6855 East Riverside Boulevard, Rockford, IL, 61114 We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
(800) 236-3187 338 miles Lender's profile and map Reviews Grinnell State Bank 814 4th Avenue, Grinnell, IA, 50112 Grinnell State Bank (member FDIC) is a locally owned, community bank with branches in Grinnell, Johnston, Marengo & Polk City. Grinnell State Bank is a full-service financial institution & its deposits are insured by the Federal Deposit Insurance Corporation. At Grinnell State Bank, we lend money for a diverse range of commercial.
(815) 479-5200 339 miles Lender's profile and map Reviews Crystal Lake Bank & Trust Company, National Association 70 N. Williams St, Crystal Lake, IL, 60014 Crystal Lake Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
(866) 314-2265 339 miles Lender's profile and map Reviews Home State Bank 40 Grant Street, Crystal Lake, IL, 60014 You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We are committed to getting you the most from your mortgage plan.
(815) 455-4422 339 miles Lender's profile and map Reviews Mortgage Capital Group Inc 64 East Crystal Lake Avenue, Crystal Lake, IL, 60014 At Mortgage Capital Group, Inc., our approach to business is simple; it is relationship-based versus transaction based. It revolves around client satisfaction. An exceptional level of service is provided by seasoned mortgage consultants who are making long-term business decisions for their clients.
(630) 926-5906 339 miles Lender's profile and map Reviews APLOS MORTGAGE INC 282 Memorial Court, Unit C, Crystal Lake, IL, 60014 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
(870) 863-4335 339 miles Lender's profile and map Reviews Lion Federal Credit Union 1580 Haynesville Hwy, El Dorado, AR, 71730 It's the 23rd largest credit union in Arkansas with assets over $17 Million and providing banking services to more than 2,000 members. We strive to deliver a level of service that exceeds the expectations of our customers. If you have any questions about our products or services
(870) 863-7000 339 miles Lender's profile and map Reviews First Financial Bank 214 N Washington Ave, El Dorado, AR, 71730 First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
(256) 237-2113 339 miles Lender's profile and map Reviews Fort McClellan Credit Union 1010 Golden Springs Road, Anniston, AL, 36207 Fort McClellan Credit Union has strived to be a trusted resource for our members in achieving a brighter financial future while pursuing their dreams. We believe that our job is doing the right things for the right reasons on behalf of our collective membership. While we certainly must be experts at managing both balance sheet & income statement.
(256) 225-0010 339 miles Lender's profile and map Reviews Providence Mortgage PC 311 East 11th Street, Anniston, AL, 36207 Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.