In 2025, for Jackson in Cape Girardeau, MO, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and find the necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator enables side-by-side assessments of USDA, FHA, Conforming, and VA loans, helping you decide the best program for your financial situation in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loan quickly and with ease. Select one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans have no such requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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