USDA Loan Vs. FHA loan for Jackson, MO [Cape Girardeau County Rates 2023]

In 2025, USDA loan limit in Jackson, county of Cape Girardeau, MO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Jackson, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(937) 644-7385 388 miles Lender's profile and map Reviews Scott Associates Credit Union Inc 14111 Scottslawn Road, Marysville, OH, 43041 The Scott Associates Credit Union was charted on October 17, 1967 under the laws of the State of Ohio to serve the associates of the O.M. Scott and Sons Company. It was created through the efforts of members of the Scott Associate Board that strongly believed in the Scott Associate Concept.
(419) 636-2123 389 miles Lender's profile and map Reviews Northwestern Federal Credit Union 234 North Main Street, Bryan, OH, 43506 Northwestern Federal Credit Union has been open since 1950. The credit union has assets totaling $13.72 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(770) 253-2273 389 miles Lender's profile and map Reviews Coweta Cities & County Employees Federal Credit Union 43 Jefferson Parkway, Newnan, GA, 30263 Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(614) 384-5403 389 miles Lender's profile and map Reviews Central Ohio Mortgage 2057 Stringtown Rd, Grove City, OH, 43123 At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
(614) 369-4838 389 miles Lender's profile and map Reviews The Justus Sharp Team of NFM Lending 4084 Gantz Rd, Grove City, OH, 43123 Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
(770) 923-6570 389 miles Lender's profile and map Reviews Real Estate Financial Services 1400 Buford Hwy, Suite J3, Buford, GA, 30518 At Real Estate Financial Services. We are a full-service mortgage company based in Sugar Hill, Georgia. We specialize in FHA and VA Mortgages for First Time Home Buyers in Sugar Hill. We also serve the surrounding cities in Gwinnett County. Whether you are buying a home or refinancing in any of these zip codes: 30518, 30005, 30024
(770) 945-0411 389 miles Lender's profile and map Reviews Buford Finance Co., Inc. 1819-A Buford Highway, Buford, GA, 30518 Buford Finance has grown to be a major consumer lender in Georgia since 1986. We make consumer loans from $300 to $5, 000. Since 1986, our mission is to serve the financial needs of our community. It is our effort to provide financing options for individuals and small business owners.
(608) 258-5062 389 miles Lender's profile and map Reviews St. Mary's & Affiliates Credit Union 700 South Park Street, Madison, WI, 53715 Our Mission Statement: "In the spirit of people helping people, we assist our members in achieving financial health." Our Vision Statement: To be a trusted primary financial institution offering products and services that meets the needs of our members for a lifetime. We are available to those living and/or working in Adams, Dane, Iowa, Juneau.
(419) 358-8040 389 miles Lender's profile and map Reviews Citizens National Bank. 102 S. Main Street, Bluffton, OH, 45817 Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
(319) 984-5635 389 miles Lender's profile and map Reviews Denver Savings Bank 121 South State Street, Denver, IA, 50622 Denver Savings Bank remained a family-owned bank until 1999 when Paul and Robert Buenneke sold the bank to PSB Corporation, a bank holding company that also owns Peoples Savings Bank of Wellsburg. Dennis R. Brandt became the new bank president his experienced rapid growth, shooting from assets of twenty-eight million at the time of the sale
(404) 658-6465 389 miles Lender's profile and map Reviews Credit Union of Atlanta 670 Metropolitan Pkwy SW, Atlanta, GA, 30310 At Credit Union of Atlanta, we approach things a little bit differently than the average bank. That's because as a credit union, our focus is not on profits or personal gains. Instead, we pour our energy and any profits earned into securing better rates for our members. And as a member, you're not just any old customer.