In 2026, for Jackson in Cape Girardeau, MO, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and find the necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator enables side-by-side assessments of USDA, FHA, Conforming, and VA loans, helping you decide the best program for your financial situation in .
2026 loan limits and down payment requirements in Jackson, Cape Girardeau, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Jackson, MO
Lendersa® aims to provide you with the best USDA or FHA loan quickly and with ease. Select one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans have no such requirement.
Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services
2 South Mount Auburn Road, Cape Girardeau, MO, 63703
Lends in Missouri
We are a community bank committed to providing high quality service to our customers and an excellent working environment for our employees and are actively involved in the communities that we serve. We offer a wide range of traditional depository products, mortgage loans, business and consumer loans, online banking and mobile banking.
Cape Regional Credit Union has been open since 1971. The credit union has assets totaling $17.03 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
2511 Independence, Suite 400, Cape Girardeau, MO, 63703
Lends in Missouri
The Mortgage Place is a local start-up that began in Cape Girardeau’s Marquette Tech District as a member at Codefi. The Mortgage Place leverages sophisticated technology developed by NexSpring to give borrowers hundreds of home loan options when purchasing, refinancing, constructing or obtaining a reverse mortgage.
The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
