USDA Vs. FHA Pro and Con comparison in Scott-City, Scott County, MO
In 2025, the USDA loan limit in Scott-City, Scott county, MO, is $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Scott-City, Scott, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Scott-City, MO
The mission of Lendersa® is to provide you with the best possible USDA or FHA loan promptly and without hassle. Choose from three starting points that enable matching with lenders and suitable USDA programs.
A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, referred to as a USDA rural development loan. Available only in rural areas, it does not require the typical down payment imposed by FHA loans, which demand at least 3.5% down. This offers a distinct benefit for those qualifying in these locales.
We offer various loan programs to fit your needs. We specialize in Residential High Balance loans, FHA and non Qualified loan programs . Our experienced Loan Consultant will streamline the processing and take responsibility to help you from filling applications to closing the loan without hassles.
Presto Home Loans Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit
Searchlight Lending (CA MLO# 906159/FL CFL#MBR2000) is a boutique full service real estate brokerage that specializes in solving the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time.In addition to a full suite of lenders
1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment
Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.
1107 NE 9th Avenue, Suite 108, Portland, OR, 97232
Point West Credit Union is 100% not-for-profit, member-owned awesomeness headquartered in Portland, Oregon. With a bilingual staff ready to help its members achieve financial empowerment, Point West works with its community partners to bring inclusion and equity to the underserved, and needed capital to local small businesses.
Portland Housing Center is your trusted resource no matter where you are at in the homebuying process. When you register we’ll help you determine what services you need to become a successful homebuyer and connect you with one on one counseling, financial management and homebuyer classes, and financial products that can help you become successful.
Mortgage Monkey is a Portland based mortgage lender dedicated to putting people first. I specialize in helping clients in Oregon, Washington, California & Arizona get solid secure home financing. Services: - Mortgage loans - Real estate loans - Home refinance - Mortgage refinance Financing your home is a big deal and it is a complicated process.
650 Holladay Street, Suite 1600, Portland, OR, 97232
Green Mortgage Northwest is rooted in the sustainable ethos that makes Portland an amazing place to live and attracts so many amazing people to our city. We love our inspiring clients and our goal is to deliver brilliant service while sticking to the values that guide us every day.
We employ paperless document management, electronic signing.
2154 NE Broadway St, Suite 120, Portland, OR, 97232
NW Premier Mortgage has worked hard to build a reputation for honest business practices and integrity.Our experienced and friendly team strives to provide a high level of personal service & we never fail to remember that it is our clients that make our business a success.As a result, the majority of our client base comes from referrals and business
515 NE Holladay St, Suite 215, Portland, OR, 97232
The Green Source Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
