USDA Loan Vs. FHA loan for Florissant, MO [St. Louis County ]

During 2025, the USDA loan cap in Florissant, situated in St. Louis County, MO, is $0. Meanwhile, the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the top USDA versus FHA rates today. Determine needed income, credit ratings, reserves, and vital documents for effective qualification. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in selecting the ideal program for your financial needs in .

USDA and FHA Loan Selections in Florissant, MO

Lendersa® aims to swiftly obtain the best USDA or FHA loans for you without any hassle. Begin with one of three paths that connect you to matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MO

USDA home loans are backed by the Department of Agriculture, also referred to as USDA rural development loans or mortgages, and are designed for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.

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844-733-7787 Lender's profile and map Reviews Peer Street, Inc. 2121 PARK PLACE STE 250, El Segundo, CA, 90245 "PeerStreet is a first-of-its-kind online platform for investing in real estate debt. The platform represents a two-sided marketplace that, on one side, provides hassle-free access to an asset class that was previously inaccessible to individual investors: short-term, real estate backed loans.
(818) 839-0976 Lender's profile and map Reviews Chasity Lousteau 17337 Ventura Blvd, Suite 300, Encino, CA, 91316 Chasity is a licensed Real Estate Broker and Mortgage Loan Originator based at Huntington Group. She provides residential real estate services to homeowners in the West San Fernando Valley cities of West Hills, Woodland Hills, Topanga, Calabasas, Bell Canyon, Canoga Park, Chatsworth and surrounding areas throughout Los Angeles & Ventura Counties.
(818) 252-8552 Lender's profile and map Reviews California Prime Capital 17412 Ventura Blvd, Suite 131, Encino, CA, 91316 California Prime Capital is a Los Angeles-based private money lender specializing in short-term real estate loans. By providing the fastest and most reliable funding options on the market, we have established ourselves as a key player in the lending sector for real estate investments.
(818) 625-4184 Lender's profile and map Reviews Robbins & Lloyd Mortgage Inc. 17337 Ventura Boulevard, Suite 100, Encino, CA, 91316 Robbins & Lloyd Mortgage Inc. is no longer just a mortgage, and must be seen as part of your overall debt management strategy and an integral part of your financial plan. Our team is committed to providing expert advice to you and your family in order to protect one of your most valuable assets – your home.
(818) 565-6212 Lender's profile and map Reviews My Loan Underwriters 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316 My Loan Underwriters provide our borrowers, agents and business affiliates with a streamlined loan financing process, delivering exceptional service, competitive pricing and an array of loan programs. Our industry education and funding source relationships make us uniquely qualified to help our clients select the best product.
(818) 501-3020 Lender's profile and map Reviews First Nation Financial Corp 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316 First Nation Financial Corp began with the belief that our clients’ best interest is our #1 priority. Today, this philosophy is more important than ever. Our loan officers, Jan and Kam, each with 30 years of experience, will utilize their resources to obtain the best and most competitive loan for you.
(888) 239-6161 Lender's profile and map Reviews Go Direct Lenders, LLC 17525 Ventura Boulevard, Suite 107, Encino, CA, 91316 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(818) 469-5626 Lender's profile and map Reviews Apex Financial Group 5535 Balboa Boulelvard, Suite 102, Encino, CA, 91316 Apex Financial Group is committed to helping you find the right mortgage product for your individual needs. With over 30 years of experience, we work with industry-leading lenders to provide NO-COST LOANS at competitive rates for residential, multi-family and commercial real estate financing.
(530) 314-9544 Lender's profile and map Reviews Luna Lending Inc. 3079 Harrison Ave, Suite 10, South Lake Tahoe, CA, 96150 Luna Lending is a full service Mortgage Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better value than Banks. Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better services
(530) 577-5050 Lender's profile and map Reviews Western Highland Mortgage 3170 US Hwy. 50, Suite 10, South Lake Tahoe, CA, 96150 Western Highland Mortgage (WHM) provides private, hard money loans in Northern California and Northern Nevada regions. Our philosophy is that we are cheaper than a partner. If the loan doesn’t make sense for you, it doesn’t make sense for us. We can usually perform this analysis for you over the phone, quickly & efficiently.
(818) 773-0033 Lender's profile and map Reviews Effective Mortgage Company 8535 Reseda Blvd, Suite 100, Northridge, CA, 91324 We are a full service mortgage brokerage with experience in the areas of mortgage lending, real estate and business. Our company has established relationships with a multitude of mortgage investors and Banks to provide the best programs for your individual circumstances. Whether your looking to refinance or purchase we have a loan program for you.