USDA Vs. FHA your options comparison in Old-Jamestown, St. Louis County, MO

In 2026, the USDA loan cap in Old-Jamestown, within St. Louis county, MO, is $0. Meanwhile, for a single-family dwelling, the FHA limit is $356,362.

Leverage the Lendersa® USDA loan calculator to contrast today's premium USDA vs FHA rates. Determine the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA loans side by side to identify the best option for your financial circumstances in .

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2026 loan limits and down payment requirements in Old-Jamestown, St. Louis, MO

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA loan possibilities in Old-Jamestown, MO

The intention of Lendersa® is to swiftly connect you with the best USDA or FHA loan options, ensuring a smooth process. Select from three potential paths that align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

The USDA Loan in MO

A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, restricted to rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Old-Jamestown Lenders

  • Paramount Bank
  • 90 Village Square Shopping Center, Hazelwood, MO, 63042
  • Lends in Missouri
  • Paramount Bank history started as an independent mortgage company in 1970. Paramount Bank was recently re-imagined and rebuilt by a group of St. Louis investors. The Bank’s commitment to deliver market-leading deposit rates, product depth, best-in-class technology and superior service to help clients meet their financial goals

  • Integrity Mortgage Corporation
  • 200 N. Main St., St. Charles, MO, 63301
  • Lends in Missouri
  • Integrity Mortgage has consistently distinguished itself from its big-bank competitors through its dedication to excellence and commitment to customer service. Integrity Mortgage has grown over the years, but its values have stayed the same. It remains a family company that cares about its clients and employees.

  • FasterFunds Lending
  • 3320-1 Rue Royale, Saint Charles, MO, 63301
  • Lends in Missouri
  • "FasterFunds Lending was started in 2015 to provide local St Louis area landlords and rehabbers short term money to fund their real estate investing deals. Our team lives in St Louis and has over 25 years combined real estate experience.
    We have a true passion for real estate and love to see the positive impact it can have on our borrower’s lives.

  • Stuart's American Mortgage
  • 9520 Lackland Road, Saint Louis, MO, 63114
  • Lends in Missouri
  • At Stuart's American Mortgage we want to bring back the "old time customer service"​ model. Your home is the biggest investment you will make in your life and we understand the stress getting a mortgage can bring. At Stuart's AMC you will not be tossed around from lender to lender, you will speak to the president of the company himself.