USDA VS FHA in Creve-Coeur, St. Louis County, MO

In 2025, the USDA loan limit for Creve-Coeur, St. Louis county, MO is $0, whereas the FHA ceiling for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to check today's USDA vs FHA premium rates. It helps figure out necessary income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator provides a side-by-side comparison between USDA, FHA, Conforming, and VA loan types, enabling a decision on the most suitable option for your financial situation in .

Compare loan offers from 100 lenders

2025 loan limits and down payment details in Creve-Coeur, St. Louis, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan options in Creve-Coeur, MO

Lendersa® aims to secure the best USDA or FHA loan for you quickly and with minimal effort. Choose from three starting paths that connect you to matched lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

The USDA home loan, endorsed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. While FHA loans require at least a 3.5% down payment, USDA loans have no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Real Estate by Paula & Shay Mortgage
  • 4722 La Puma Court, Camarillo, CA, 93012
  • Real Estate by Paula & Shay Mortgage is a prestigious real estate and mortgage brokerage company with nearly 30 years experience in real estate sales and financing. With expertise in all aspects of real estate, we assist our clients in achieving their home ownership and financing dreams.
  • Scott Friedman Financial Inc
  • 5849 La Cumbre Road, Somis, CA, 93066
  • Firedman financial inc is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • FirstFund Mortgage Corp
  • 4845 Via Don Luis, Thousand Oaks, CA, 91320
  • FirstFund Mortgage Corp. is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.
  • Thousand Oaks Mortgage
  • 2318 Yew Drive, Newbury Park, CA, 91320
  • Thousand Oaks Mortgage has been in business for 19 years. Throughout the ups and downs of our economy, we have been able to maintain and fulfill our mission statement, which is to stay true to our clients and provide them with the best solutions to the financial questions and concerns. Most if not all of our business has always been referral based.
  • Pacific Elite Financial
  • 3872 Foxdale Ct, Thousand Oaks, CA, 91320
  • Pacific Elite Financial mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Valley Ag Federal Credit Union
  • 1141 Cummings Rd, Santa Paula, CA, 93060
  • Valley Ag Federal Credit Union your personal privacy is very important. We recognize that whether you are an existing member or are considering a relationship with us, you have an interest in how we collect, retain & use information about you & your relationship with us. In order to provide our members with services as effectively & conveniently.
  • Triple C Mortgage Inc.
  • 138 North 10th Street, Santa Paula, CA, 93060
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Vantage Point Finance
  • 26045 Avenue 17, Suite A, Madera, CA, 93638
  • Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.
  • Cal-Prime Mortgage
  • 16930 Rd 26, Suite A, Madera, CA, 93638
  • Cal-Prime Mortgage As an expert in the area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. My mission is to provide the most professional, informative, loyal, and dedicated service in the industry
  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises! FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS! FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
  • Solarity Credit Union
  • PO Box 2922, Yakima, WA, 98907
  • Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district