USDA VS FHA in Creve-Coeur, St. Louis County, MO

In 2026, the USDA loan limit for Creve-Coeur, St. Louis county, MO is $0, whereas the FHA ceiling for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to check today's USDA vs FHA premium rates. It helps figure out necessary income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator provides a side-by-side comparison between USDA, FHA, Conforming, and VA loan types, enabling a decision on the most suitable option for your financial situation in .

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2026 loan limits and down payment details in Creve-Coeur, St. Louis, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan options in Creve-Coeur, MO

Lendersa® aims to secure the best USDA or FHA loan for you quickly and with minimal effort. Choose from three starting paths that connect you to matched lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

The USDA home loan, endorsed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. While FHA loans require at least a 3.5% down payment, USDA loans have no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Creve-Coeur Lenders

  • ARTIS COMMERCIAL CAPITAL LLC
  • 177 Cedar Bridge Ct, St. Louis, MO, 63141
  • Lends in Missouri
  • Unlock your potential with ARTIS COMMERCIAL CAPITAL LLC, a premier direct lender and broker/advisor specializing in Ground Up Construction, Fix and Flip, and DSCR loans. Collaborate with us and gain access to over 1,000 capital providers, including FDIC banks and SBA 7a programs that close in 30 days, ensuring the lowest rates for your project. Let

  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • Lends in Missouri
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t

  • Mortgages USA
  • 12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141
  • Lends in Missouri
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.

    We keep opening doors as a mortgage industry leader

  • Anchor Mortgage Group
  • 12747 Olive Blvd, Suite 300, Saint Louis, MO, 63141
  • Lends in Missouri
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Triad Bank, National Association
  • 10375 Clayton Road, Saint Louis, MO, 63131
  • Lends in Missouri
  • Triad Bank is a full service financial institution established in 2005 with a mission to provide a wide range of commercial and personal banking services to closely held businesses, their owners and families. Our relationship-based approach gives our valued clients the comfort of knowing all of their banking needs will be satisfied.

  • Cass Commercial Bank
  • 12412 Powerscourt Drive, Des Peres, MO, 63131
  • Lends in Missouri
  • Cass Commercial Bank, founded in 1906, is a niche-focused bank delivering personal service and an array of banking products. We focus on three primary markets: privately-held companies in the greater St. Louis and southern California regions, faith-based organizations and restaurant franchise owners.

  • Commercial Bank
  • 2330 West Port Plaza Drive, Saint Louis, MO, 63146
  • Lends in Missouri
  • Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned"​ brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.

  • Mortgage Partners Group
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Lends in Missouri
  • Mortgage Partners Group our seasoned Loan Officers are Partners of the Firm. Our Loan Officer-Partners understand that there is nothing more important in the home loan process than a client understanding his or her mortgage loan options. That is why we offer a wide variety of home loans so you can find the right option to fit your goals.

  • Mason Mortgage Advisors
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Lends in Missouri
  • Mason Mortgage Advisors, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.