During 2025, the USDA loan limit for Ladue, within St. Louis county, MO, is $0. Meanwhile, the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator can be used to contrast today's most competitive USDA and FHA rates. Discover the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides parallel views of USDA, FHA, Conforming, and VA options, assisting you in deciding which Alabama program best aligns with your financial needs.
2025 Loan Limits and Down Payment Requirements in Ladue, St. Louis County, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Ladue, MO
Lendersa® endeavors to ensure you secure the most favorable USDA or FHA loan efficiently and without complication. Choose from three entry points that align you with lenders as well as USDA loan options.
A USDA home loan, backed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans necessitating a minimum of 3.5% down payment, the USDA mortgage does not require any down payment at all.
16300 Christensen Rd, Suite 350, Seattle, WA, 98188
We started Certain Lending to standardize mortgage lending and correct market inefficiencies through software. We created a direct lending company to research, develop and perfect the borrower experience, loan origination, and capital markets features that a successful platform must address.
19125 North Creek Parkway, Suite 120, Bothell, WA, 98011
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19125 North Creek Parkway, Suite 104, Bothell, WA, 98011
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19125 North Creek Parkway, Suite 210, Bothell, WA, 98011
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