USDA Vs. FHA Pro and Con comparison in Raymore, Cass County, MO

During 2025, the USDA loan limit for Raymore in the county of Cass, MO is $345,000, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA top rates and to identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans next to each other, aiding you in determining which program in is the most suitable for your financial situation.

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Loan Limits and Downpayment Requirements for 2025 in Raymore, County of Cass, MO

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Raymore, MO

Lendersa® aims to deliver the best USDA or FHA loan for you promptly and without hassle. Select one of three entry points to match with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results overview

Defining USDA Loans in MO

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is specifically designed for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Low Cost Mortgage
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  • LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending. SAVE Thousands! Low Interest Rates and NO Lender Fees. You would be hard pressed to find a better deal on a home loan
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  • At Farmers & Merchants Bank & Trust, we take pride in our hometown heritage. Our roots are deeply planted in a history of community involvement. We care about the financial success and stability of all of our customers, both personal and business. We work hard to provide our customers with a wide variety of quality products
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