USDA Vs. FHA your options comparison in Raymore, Cass County, MO
During 2026, the USDA loan limit for Raymore in the county of Cass, MO is $345,000, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA top rates and to identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans next to each other, aiding you in determining which program in is the most suitable for your financial situation.
Loan Limits and Downpayment Requirements for 2026 in Raymore, County of Cass, MO
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Raymore, MO
Lendersa® aims to deliver the best USDA or FHA loan for you promptly and without hassle. Select one of three entry points to match with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is specifically designed for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.
R-G Federal Credit Union to operate the Credit Union in accordance with the Federal Credit Union Act, The National Credit Union Administration rules & regulations and other applicable laws and regulations. Accordingly, our primary objective shall be to ensure the safety and soundness of the Credit Union.
As a full service residential mortgage company serving both Kansas and Missouri we ensure our clients receive the proper financing when purchasing, refinancing, or using the equity in their home. Our experienced staff of licensed mortgage professionals are here to assist you whether you are buying your first home or purchasing your dream home.
Our mission at A1 Mortgage is to present our customers with innovative financial solutions and superior service that will achieve their financial goals, while providing our employees the greatest opportunity for personal achievement. This in return will build a solid foundation for our company and a better future for our community.
Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.
In 1959, CSD Credit Union was formed to provide the employees of CSD-1 (Hickman Mills School District) with an alternative to traditional for profit banking institutions. The first organizational meeting of the credit union was held in the Ruskin Cafeteria on March 19th, 1959. Assets at the end of the first month were $534
Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.
200 NE Missouri Rd, Suite 200, Lees Summit, MO, 64086
Lends in Missouri
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