USDA Vs. FHA your options comparison in Kearney, Clay County, MO
In 2025, the USDA loan limit for Kearney in Clay County, MO, is set at $345,000, whereas for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today and to evaluate the income, credit, reserve requirements, and documents needed for qualification. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you determine which program is best for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Kearney, Clay County, MO
Loan Type
Maximum Loan Amount
Minimum Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Solutions in Kearney, MO
The primary objective of Lendersa® is to quickly and effortlessly connect you with the best USDA or FHA loan options. Choose from one of three pathways that will link you with matching lenders and explore available USDA programs.
The USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage requires zero down payment, making it an attractive option for many eligible applicants.
Westin Mortgage is a Mortgage Banker serving the entire state of California.Westin Mortgage is positioned to serve the needs of people looking for Professional Mortgage Services.Your faith in us allows us the opportunity to apply our skills and customer service to to work on your behalf to provide you with a diverse of mortgage products.
Streamline Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Arama Real Estate Services (ARES) is a Licensed Real Estate Company that provides Residential & Commercial real estate services for all your sale, purchase, lease, investment and Property Management needs within the Southern California market and beyond. In addition, we offer supplemental services of business opportunities for investors.
As a full service REALTOR®/Broker AND Mortgage Loan Broker, I can help you achieve all your real estate goals. I am based in the Inland Empire and I have assisted clients in San Bernardino, Riverside, Orange, and Los Angeles counties and beyond. Whether you are buying, selling, or refinancing
9267 Haven Ave, Suite 150,, Rancho Cucamonga, CA, 92336
Virtua Lending We're not just a lender. We're a homeowner resource. Our mission is to break the standard of modern mortgage lending. We understand our clients well and are focused on providing the best service possible. We hold our name to our reputation. We will make sure you know that we are the most competitive and diligent people.
31730 Railroad Canyon Rd, Suite 4, Canyon Lake, CA, 92587
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
31600 Railroad Canyon, Suite E, Canyon Lake, CA, 92587
At Prodigious Capital Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.
Fontana Federal Credit Union is an independent, member-owned cooperative financial institution whose main principle is "people helping people." We provide quality, friendly services to the employees of the City of Fontana, Fontana Unified School District, Fontana Post Office, Fontana Fire Department, San Bernardino Steel-Herrick, Vista Metal,
