USDA Vs. FHA your options comparison in Liberty, Clay County, MO
In the year 2025, the USDA loan limit applicable in Liberty, situated within the county of Clay, MO, is noted as $345,000. In contrast, for a single-family home, the FHA limit is set at $472,030.
To evaluate the most favorable rates between USDA and FHA loans available today, make use of the Lendersa® USDA loan calculator. This tool assists in identifying the necessary income, credit score, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision-making process regarding the most suitable program in for your financial circumstances.
Loan limits and downpayment guidelines for 2025 in Liberty, located in the county of Clay, MO
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA loan possibilities in Liberty, MO
The mission of Lendersa® is to swiftly secure the ideal USDA or FHA loan for you, devoid of complications. You can choose from three different starting approaches to find the right matched lenders and USDA loan programs.
A USDA home loan, supported by the United States Department of Agriculture, functions as a rural development loan or USDA mortgage and is designated for rural areas exclusively. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgage loans provide the advantage of zero down payment.
1266 E. Main Street Suite 700R, Stamford, CT, 06902
A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
"Mortgages Unlimited was founded on the belief that everyone deserves a home and everyone deserves a mortgage to fit their financial needs.
At Mortgages Unlimited, your Loan Officer will be with you every step of the way, from the initial application to the closing table. We do not outsource the processing of your loan."
At Nationwide Capital we are ready to fund your property’s needs and offer quick closings to achieve your financial goals. We offer a variety of commercial real estate financing options with competitive rates and flexible repayment terms to meet your needs. Our loan professionals will work closely with you to develop a plan.
USA CAPITAL, INC provides integrated debt and equity capital to the multifamily, retail, office, industrial, student and seniors housing, and health care industries. USA CAPITAL, INC is recognized for its industry expertise, innovative and comprehensive debt structures, and consistently high volumes of deals closed.
1234 Summer Street, Suite 400, Stamford, CT, 06905
"Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut.
We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.
Our Company, Mortgage Professionals Corp. was started in 1991 and over the years, we have helped thousands of clients to obtain a mortgage both on purchases as well as refinances. Since we are Mortgage Brokers we have a database of several lenders, Bankers, Investors and private lenders and we cater in helping all types of clients.
Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York.
Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
