USDA and FHA Pro and Con in Liberty, Clay County, MO
In the year 2025, the USDA loan limit applicable in Liberty, situated within the county of Clay, MO, is noted as $345,000. In contrast, for a single-family home, the FHA limit is set at $472,030.
To evaluate the most favorable rates between USDA and FHA loans available today, make use of the Lendersa® USDA loan calculator. This tool assists in identifying the necessary income, credit score, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision-making process regarding the most suitable program in for your financial circumstances.
Loan limits and downpayment guidelines for 2025 in Liberty, located in the county of Clay, MO
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA loan possibilities in Liberty, MO
The mission of Lendersa® is to swiftly secure the ideal USDA or FHA loan for you, devoid of complications. You can choose from three different starting approaches to find the right matched lenders and USDA loan programs.
A USDA home loan, supported by the United States Department of Agriculture, functions as a rural development loan or USDA mortgage and is designated for rural areas exclusively. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgage loans provide the advantage of zero down payment.
153 Prosperous Place, Suite 2B, Lexington, KY, 40509
At Pro Mortgages LLC You can trust us to find the loan program that’s best for you. When you decide to buy a home or refinance a mortgage, it’s a big step. Buying a new home is a source of anxiety, frustration — and a huge sense of accomplishment. You didn’t pick the house that was best for someone else,
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