USDA Vs. FHA your options comparison in Liberty, Clay County, MO
In 2025, USDA loan limit in Liberty, county of Clay, MO is $345,000 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Liberty, county of Clay, MO
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Liberty, MO
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
The Waukon Bank was officially incorporated as “Waukon State Bank” on April 22, 1892. The bank was in good financial condition and survived the depression years without one penny lost by depositors.The bank had various locations in downtown Waukon before moving to the current location in 1937.
First Bethany Bank & Trust has been owned and managed by the same family since 1967. Our commitment to customer service with integrity, consistency, and personal attention is the driving culture of First Bethany Bank and it has been the basis of the way we’ve done business for more than a century.
In 1958, White County Government Employees Credit Union was formed under a state charter. This allowed our field of membership to be open to state & government employees in White County. The U.S. Post Office was instrumental in this formation.
On May 15, 1958, minutes of the first board meeting reflected ten members were approved for membershi
The year 1945 marked the official end of World War II, the founding of the United Nations and on December 8th, The State Bank of Pearl City was established. The bank has been an independently owned community bank since that day.
Our focus continues to be on you and your financial needs, our local families, businesses and farmers.
Anco Community Credit Union was incorporated as a state chartered credit union by the state of Illinois on February 1, 1955. The Credit Union was established for all of the employees of American Nickeloid Co. located in Peru, Illinois. The Credit Union was and is sponsored by American Nickeloid Co. The Charter Contained 18 Members.
Hometown National Bank has been deeply rooted in the Illinois Valley for three centuries. Finding its heritage in the late 19th Century, the early stockholders of the bank first assembled on December 16, 1880 at the Harrison House Hotel (located on the corner of First and Wright Streets in Downtown La Salle). The bank was formerly named La Salle Na
La Salle State Bank’s start was humble. With modest quarters, established inside a small two-story structure on the site of our present location. We are a full service banking institution and we have consistently received a 5 Star Rating from Bauer Financial, recognizing us as one of the strongest financial institutions in the country.
Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
