USDA VS FHA in Sugar-Creek, Jackson County, MO

In 2025, the USDA loan cap for Sugar-Creek in the county of Jackson, MO is $311,800, whereas the FHA limit for a single-family dwelling is $389,850.

With the help of Lendersa® USDA loan calculator, you can evaluate today's best USDA against FHA rates. It helps in determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program in for your particular financial needs.

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2025 Loan Limits and Downpayment Requirements in Sugar-Creek, County of Jackson, MO

Loan Type Loan Limit Down Payment
USDA $311,800 0%
FHA $389,850 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Sugar-Creek, MO

Lendersa®'s primary objective is to swiftly secure the best possible USDA or FHA loan for you without hassle. Choose one of three starting paths to connect with appropriate lenders and USDA loan programs.

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Understanding the USDA Loan in MO

A USDA home loan is a government-endorsed loan provided by the Department of Agriculture, also known as the USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans, which mandate a down payment of at least 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 3312 Dudley Avenue, Parkersburg, WV, 26104
  • WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.
  • Bank of the Southwest
  • 226 North Main Street, Roswell, NM, 88201
  • Bank of the Southwest evolved from the idea that community banks continue to thrive as a vital link in the economic well-being and prosperity of thousands of small and medium-sized towns, rural areas, and urban neighborhoods throughout America. Bank of the Southwest's goal is to secure a niche in the financial services market.
  • The Florist Federal Credit Union
  • 313 W Country Club Road, Suite 11, Roswell, NM, 88201
  • The WTNM Federal Credit Union received a federal charter in 1969, after members of the WesTexas New Mexico Florist Association looked for ideas to benefit the members of the Association. The original office was in Midland, Texas, and in 1973 it was moved to Roswell, New Mexico where the volunteer manager lived and owned a flower shop.
  • Roswell Community Federal Credit Union
  • 2514 N Main Street, Roswell, NM, 88201
  • Roswell Community Federal Credit Union Our Credit Union was originally known as the Hobbs Gulf Federal Credit Union and was organized in 1954. In October 1995; the Credit Union amended its charter to include anyone who lives or works in Roswell and changed the name to Roswell Community Federal Credit Union.
  • Chaves County School Employees Credit Union
  • 1401 North Lea Avenue, Roswell, NM, 88201
  • On 1952 a small nucleus of people who were affiliated with the schools of Chaves County joined together in an effort to build upon a dream. This dream was initially a concept whereby the establishment of a credit union would afford the members an opportunity to accumulate their savings and to create for them, a source of credit for provident.
  • Advance Mortgage & Investment Company, LLC
  • 30500 State Highway 181, Suite 460, Daphne, AL, 36527
  • At AMIC, we strive to treat all our customers like friends and neighbors, because that's exactly what you are. Based in the Southeast, we live, work, and play right alongside many of our customers. We'll always guarantee you the best loan, work with local lenders whenever possible,
  • The Wright Credit Union
  • 286 N. Broad Street, Toccoa, GA, 30577
  • The Credit Union was chartered on November 8, 1963 as Wright Manufacturing Employees Credit Union by the State of Georgia Department of Banking and Finance. The sewing plant owner, Ernest Wright, had been loaning his employees money from his own personal money. A need and common bond was established causing the employees to come together
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  • 568 Liberty Hill Rd, Toccoa, GA, 30577
  • The Omega Psi Phi Fraternity Federal Credit Union continues to provide financial avenues for the fraternity’s members, families and employees. With an excellent team of dedicated members of the Board, and Committees, we have a competitive, financially secure credit union. We encourage you to join, save, borrow,
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