USDA Vs. FHA Pro and Con comparison in Sugar-Creek, Jackson County, MO
In 2025, the USDA loan cap for Sugar-Creek in the county of Jackson, MO is $311,800, whereas the FHA limit for a single-family dwelling is $389,850.
With the help of Lendersa® USDA loan calculator, you can evaluate today's best USDA against FHA rates. It helps in determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program in for your particular financial needs.
2025 Loan Limits and Downpayment Requirements in Sugar-Creek, County of Jackson, MO
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Sugar-Creek, MO
Lendersa®'s primary objective is to swiftly secure the best possible USDA or FHA loan for you without hassle. Choose one of three starting paths to connect with appropriate lenders and USDA loan programs.
A USDA home loan is a government-endorsed loan provided by the Department of Agriculture, also known as the USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans, which mandate a down payment of at least 3.5%, USDA loans do not require any down payment.
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