USDA and FHA Pro and Con in Pleasant-Valley, Clay County, MO
In 2025, the USDA loan limit in Pleasant-Valley, within the county of Clay, MO, is set at $311,800, while the FHA limit for a single-family home is $389,850.
Utilize the Lendersa® USDA loan calculator to differentiate today's best rates for USDA and FHA loans. Determine the necessary income, credit standing, reserves, and documents required for eligibility. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the optimal program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Pleasant-Valley, County of Clay, MO
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Pleasant-Valley, MO
Lendersa® aims to efficiently secure the best USDA or FHA loan with minimal hassle. Choose from three available starting points to connect with appropriate lenders and optimize your USDA loan experience.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment, offering financial flexibility.
16905 Northcross Drive, Suite 150, Huntersville, NC, 28078
Today, States Mortgage Company continues to expand it’s reach. With it’s best-in-class technology, comprehensive product menu and competitive rates we have established ourselves as a mortgage leader in the market. Let one of our experienced Loan Officers match you up with a program personalized just for you and your specific needs.
241 North Pittsburgh Street, Connellsville, PA, 15425
Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost
10130 Perimeter Pkwy, Suite 200, Charlotte, NC, 28216
UT Financial Services, LLC is a national commercial real estate consultant firm based out of Charlotte, North Carolina. UT Financial Services provides a full spectrum of financing options for real estate projects including debt, mezzanine, equity, and bridge financing. UT Financial Services also assists clients with business expansion
First Choice Mortgage in Augusta, GA houses an experienced, dedicated, and knowledgeable team. We are one of the best mortgage lenders and brokerage firms serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina since 1992.
Established in 1976, Augusta Mortgage Company is Augusta’s oldest independent mortgage company. Utilizing the latest in technology, Augusta Mortgage Company can provide our customer’s loan approval within minutes of application and tailor the most appropriate and competitive services. We were Augusta’s first direct endorsement FHA lender
Apollo Trust Company, “A Bank You Can Believe In, ” has been going strong for 150 years. Organized and operated in Apollo, PA in an effort to help the borough’s people better manage and safeguard their money, the bank started after a meeting at Whitlinger’s Hall on May 16, 1871. Originally named “Apollo Savings Bank, ”
We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors.
With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964.
A branch office was opened in 2002 in Americus,
1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
"We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together.
Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."
Blue Eagle® Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial cooperative with a passion for enriching lives. Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial coop
Carolinas Telco Federal Credit Union (CTFCU) has been serving members across the Carolinas since 1934. We offer credit union services to the following groups: Those employed with or retired from one of our current preferred business partners. Members of the NC Consumers Council (NCCC) or other approved association.
The Westmoreland Water FCU is a non-profit multiple group credit union that was federally chartered in 1953 and also To provide the best quality services available to meet the financial needs of our members. Offering these services at fair and competitive prices while safeguarding the assets of Westmoreland Water Federal Credit Union.
