USDA Loan Vs. FHA loan for Pleasant-Valley, MO 2025

In 2025, USDA loan limit in Pleasant-Valley, county of Clay, MO is $311,800 while FHA limit is $389,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pleasant-Valley, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(215) 844-1200 Lender's profile and map Reviews Direct Mortgage Loan Company 7112 Germantown Ave, Philadelphia, PA, 19119 Direct Mortgage Loan Company is a private lender specializing in fixed-rate, bridge financing for real estate developers and investors in Philadelphia and the surrounding areas. We lend on land, rehab projects and new construction, on single family, multi family, mixed use and commercial
(800) 707-8845 Lender's profile and map Reviews HOME \| FRONT Mortgage 7139-41 Germantown Ave, Philadelphia, PA, 19119 At Home Front Mortgage. We are the fastest growing, Veteran Owned and Operated, Mortgage Broker on the East Coast. We Were Founded in 2016 by a career Real Estate professional and a Career Mortgage professional. This blend is not only unique, but it guarantees the entire purchase and real Estate process is respected and understood.
(315) 557-1000 Lender's profile and map Reviews ACCESS Federal Credit Union 6 Franklin Avenue, Clinton, NY, 13323 ACCESS Federal Credit Union was chartered in 1947 as the Oneida Limited Employees Federal Credit Union. It was open to employees and their families of Oneida Silversmiths. In June of 1999, we changed our name to ACCESS Federal Credit Union. In August 2000, the National Credit Union Administration (NCUA) approved our request
(215) 467-4300 Lender's profile and map Reviews United Savings Bank 1510 Packer Avenue, Philadelphia, PA, 19145 United Savings Bank's first seeds were planted on May 29th, 1912 when the Southwestern Businessman's Building & Loan Association opened its doors in South Philadelphia. Eleven years later, on August 17th, 1923, it would become Albert Lawrence Building & Loan Association with its home office at 21st & Wharton.
(215) 885-4828 Lender's profile and map Reviews BMC Keystone Home Mortgage 508 N Tyson Ave, Glenside, PA, 19038 BMC Keystone is a licensed mortgage brokerage located in Glenside, PA. Simply put, we match home buyers with mortgage loans. We shop around, scanning dozens of lenders to find the most favorable rates, fees and terms for our clients who plan to purchase or refinance a home. We seek out the nation’s most creative and responsible lenders.
(215) 836-0900 Lender's profile and map Reviews Marathon Mortgage Services Inc. 926 Bethlehem Pike, Glenside, PA, 19038 Marathon Mortgage Services started during the Summer of 1996 - on the beach in Avalon, New Jersey. Bob Rubin, the founder of Marathon Mortgage had come to the realization he needed a change. After 7 incredibly successful years managing eight locations in Pennsylvania, Delaware and New Jersey for Meridian Mortgage he decided that it was time to leav
(727) 278-5465 Lender's profile and map Reviews Money Street Mortgage, LLC 31119 US HIghway 19 N, Palm Harbor, FL, 34684 Our focus is on you, the customer. Whether you are thinking about buying a new home or refinancing your existing home, we have the experienced and hardworking home loan experts that you need on your side. Our staff knows that our work ethic and knowledge about the entire home buying process sets us apart as the premier mortgage broker.
727-754-4451 Lender's profile and map Reviews Patriot Lending Services, Inc. 36470 US Highway 19, Palm Harbor, FL, 34684 Patriot Lending has been in business since 1994, helping clients with all of their financing needs. Patriot Lending has branch locations in Pittsburgh, Pennsylvania and Spring Hill, Florida. Our loan officers and support staff are dedicated to providing the highest quality customer service, & building relationships with our investors and clients.
(215) 951-0329 Lender's profile and map Reviews Trouvaille Federal Credit Union 4700 Wissahickon Avenue, Suite 126, Philadelphia, PA, 19144 The Trouvaille FCU is a financial cooperative owned by its members. It strives to improve the quality of life of its members by encouraging regular savings. Trouvaille FCU provides access to financial education and services to its members. It is particularly focused on extending financial services to those traditionally.
267 313 5088 Lender's profile and map Reviews Sky Financing Solutions 728 S broad St, Philadelphia, PA, 19146 In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.
(225) 250-1481 Lender's profile and map Reviews Paradise Mortgage Brokers LLC 2518 Christian St, Philadelphia, PA, 19146 Paradise Mortgage Brokers to provide education & guidance for all future homebuyers & present homeowners for financial responsibility. With the latest technology we will maintain high trust relationships with our clients business partners, & communities. The growth of our team members individually & as one will remain to be a part of our mission.