USDA Vs. FHA Pro and Con comparison in Pleasant-Valley, Clay County, MO
In 2025, the USDA loan limit in Pleasant-Valley, within the county of Clay, MO, is set at $311,800, while the FHA limit for a single-family home is $389,850.
Utilize the Lendersa® USDA loan calculator to differentiate today's best rates for USDA and FHA loans. Determine the necessary income, credit standing, reserves, and documents required for eligibility. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the optimal program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Pleasant-Valley, County of Clay, MO
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Pleasant-Valley, MO
Lendersa® aims to efficiently secure the best USDA or FHA loan with minimal hassle. Choose from three available starting points to connect with appropriate lenders and optimize your USDA loan experience.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment, offering financial flexibility.
7280 NW 87th Terrace Suite 200, Kansas City, MO, 64153
We are a locally owned and operated company, with employees that value honesty, integrity, and service. We have funded over 2 Billion in home loans and helped over 10,000 families in Kansas and Missouri finance the home of their dreams since 1996 and we love what we do. We know to finance a home
SimpliFast Lending has implemented plans to keep our employees safe while we continue to serve our customers through this COVID-19 virus crisis. We are proud to have robust technology in place that enables our employees to efficiently and effectively provide customer service remotely. Our office phones are all still working,
Country Club Bank (Member FDIC, Equal Housing Lender) is a locally owned community bank that offers a total-life lineup of products and services. Visit with our experienced professionals at over 21 locations across the greater Kansas City area. Our expertise includes banking, investments, trusts, mergers & acquisitions, estate planning and much mor
Founded in 1953 as Ward Parkway Bank, Country Club Bank adopted its current moniker in 1963, with its present holding company, CCB Financial Corporation, established shortly thereafter in 1968. The late Byron Thompson, iconic Kansas City entrepreneur and former chairman, acquired majority stock ownership in 1985.
We were chartered in 1955 as District 4 Highway Credit Union to serve all employees and retirees of District 4 Missouri Department of Transportation, Missouri State Highway Patrol Troop ""A"" and immediate family members.
Then in March 2011, the credit union changed to a community charter that allows us to serve persons that live
At Summit Lending We are Experts with VA Loans, FHA loans, conventional mortgages and have been helping folks find the best mortgage options for over 17 years.VA Loans, FHA loans, conventional mortgage services. Summit Lending is Arizona, Missouri, & Kansas' trusted, local leader for home loans and refinanced mortgages.
Affinity Lending, Inc. was established in 2007 and was greatly expanded in early 2019. At at Affinity, we believe in long-lasting relationships and it begins with honesty and integrity. When you work with us, you get personal service and the respect you deserve from our experienced and knowledgeable staff every time.
We have been providing full service banking to individuals and businesses since 1879. We continue that tradition today with the best levels of customer service for all of your financial and lending needs. Goppert Financial Bank - serving you with locations in Lathrop, Lawson, Holt, Norborne, and Pleasant Hill, Missouri.
We are not a payday loan or title loan company. Our loans are Fully Amortized with Equal Payments of principal and interest. Our loan payments are Affordable and designed to fit within your monthly expenses. When you need a loan to establish credit or pay off a debt, you need to work with a company that is willing to work with you.
WPL Mortgage Solutions is more than a mortgage broker, we’re your financial partner. We seek out long-term relationships with our vendors, suppliers, employees and most of all, with our clients. As a mortgage broker, we take time to get to know customers and find real solutions so they can live out their dreams.
It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota.
They recognized the need to provide an alternative to ""for-profit"" financial institutions.
