USDA Vs. FHA your options comparison in Lemay, St. Louis County, MO
In 2025, the USDA loan limit for Lemay, situated in St. Louis county, MO, is $0. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates and identify the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA loans side-by-side to determine which option in best suits your financial situation.
2025 loan limits and down payment requirements in Lemay, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Lemay, MO
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting paths that align you with lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is available solely in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment.
Lakeside Advantage Mortgage is focused on helping clients with their home financing needs throughout the state of Michigan. We’re committed to educating the client on the best loan programs available in an ever changing market place. Whether you are looking for a new home, refinancing your existing home or changing the loan term.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Fieldstone 1st Mortgage was grown out of the idea that there needed to be a fundamental change in the way mortgage transactions were done. In a time where phone calls were left unanswered, text messages left unnoticed, and emails left unread, we sought to make sure that client service always remained our number one priority.
39850 Van Dyke Avenue, Sterling Heights, MI, 48313
Here at Golden Financial, we strive to be the solution to many of your problems that have stemmed from your unfortunate accident. Our office staff is full of trained professionals that are ready to answer your questions and make you comfortable through the entire process. We want to earn your trust, help you get through your case successfully.
Sterling Title Company is a full service, Michigan based title agency that puts our customers’ needs first. Our goal is to make your real estate transaction as simple and stress-free as possible. With 5 locations throughout Macomb, Oakland and St. Clair counties, Sterling Title is ready to serve our valued Michigan customers.
The Credit Union was chartered on November 8, 1963 as Wright Manufacturing Employees Credit Union by the State of Georgia Department of Banking and Finance. The sewing plant owner, Ernest Wright, had been loaning his employees money from his own personal money. A need and common bond was established causing the employees to come together
The Omega Psi Phi Fraternity Federal Credit Union continues to provide financial avenues for the fraternity’s members, families and employees. With an excellent team of dedicated members of the Board, and Committees, we have a competitive, financially secure credit union.
We encourage you to join, save, borrow,
North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.
