USDA and FHA Pro and Con in Lemay, St. Louis County, MO
In 2025, the USDA loan limit for Lemay, situated in St. Louis county, MO, is $0. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates and identify the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA loans side-by-side to determine which option in best suits your financial situation.
2025 loan limits and down payment requirements in Lemay, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Lemay, MO
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting paths that align you with lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is available solely in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment.
1930 NE 47th Street, Suite 120, Fort Lauderdale, FL, 33308
Coral Community Federal Credit Union is a not for profit cooperative financial institution. We have been serving the medical community and their family members for more than 30 years. We were organized in 1975 as Holy Cross Employees Federal Credit Union, in 2004 we became a community charter credit union.
"Voget Financial Services is a family operated business located in Fort Lauderdale, Florida.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible."
6216 North Federal Highway, Fort Lauderdale, FL, 33308
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308
American Home Loan Mortgage Corporation was Established in 1996, and our mission is to set a high standard in the mortgage industry, as we are committed to quality customer service - putting our clients first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best mortgage for you.
EquityMax has been specializing in non-qualifying, hard-money real estate financing since 1990 as a family owned-and-operated enterprise. Our South Florida office caters to real estate investors throughout the country, looking to purchase or refinance real property. We are a fully licensed Mortgage Lender, Mortgage Brokerage, and Real Estate Brok
At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
