USDA and FHA Pro and Con in Louisiana, Pike County, MO

In the year 2026, the USDA loan limit for Louisiana in Pike county, MO is $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates of today, figuring out necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator displays options like USDA, FHA, Conforming, and VA side by side, guiding you to the best choice in for your financial situation.

Compare offers from 100 lenders

Current 2026 Loan Limits and Downpayment Needs in Louisiana, County of Pike, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Louisiana, MO

Lendersa® seeks to quickly and effortlessly secure the best USDA or FHA loan for you. Choose one of three starting routes to connect with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MO

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Louisiana Lenders

  • Community State Bank
  • 117 W Church, Bowling Green, MO, 63334
  • Lends in Missouri
  • Community State Bank of Missouri has celebrated over 130 years of filling the financial service needs of Pike and Lincoln County neighbors. The bank was founded in 1887 as the Bank of Curryville. According to a centennial history of the bank published in the Bowling Green Times in 1987

  • Northeast Regional Credit Union
  • 514 Broaday, Hannibal, MO, 63401
  • Lends in Missouri
  • Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong.

    Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.

  • Community First Credit Union
  • 6460 Interstate Court, Hannibal, MO, 63401
  • Lends in Missouri
  • Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties.

    Immediate family members of existing members are also eligible to gain membership in the credit union.

  • Hannibal National Bank
  • 100 N Main St, Hannibal, MO, 63401
  • Lends in Missouri
  • HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.

  • F&M Bank and Trust
  • 505 Broadway, Hannibal, MO, 63401
  • Lends in Missouri
  • F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.

  • Peoples Bank & Trust
  • 430 East Wood St., Troy, MO, 63379
  • Lends in Missouri
  • The Great Depression, expansion and breakthroughs in technology; Peoples Bank & Trust has survived and experienced it all since we opened our doors as Peoples Bank of Hawk Point in 1924. There have been peaks and valleys along the way, but we have never stopped in our commitment to providing the best banking and lending products