USDA Vs. FHA your options comparison in Louisiana, Pike County, MO

In the year 2025, the USDA loan limit for Louisiana in Pike county, MO is $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates of today, figuring out necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator displays options like USDA, FHA, Conforming, and VA side by side, guiding you to the best choice in for your financial situation.

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Current 2025 Loan Limits and Downpayment Needs in Louisiana, County of Pike, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Louisiana, MO

Lendersa® seeks to quickly and effortlessly secure the best USDA or FHA loan for you. Choose one of three starting routes to connect with compatible lenders and USDA loan programs.

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Understanding the USDA Loan in MO

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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