USDA Vs. FHA your options comparison in Vandalia, Audrain County, MO
In 2025, the USDA loan limit in Vandalia, within Audrain county, MO, is $336,500. The FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates, and determine the income, credit, reserves, and documents needed to qualify. With our advanced calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the optimal program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Vandalia, County of Audrain, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Vandalia, MO
Lendersa® seeks to swiftly provide you with the finest USDA or FHA loan, hassle-free. Select one of three pathways resulting in matching lenders and USDA loan program opportunities.
A USDA home loan, often referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and intended for use in rural areas only. In contrast to FHA loans that demand a minimum of 3.5% down payment, USDA loans require no down payment at all.
Marshall County Federal Credit Union began as “Marshall County School Employees Federal Credit Union”. In 1974 five members started this credit union off on its financial journey by depositing $35 each into a share account. Today, the credit union’s assets have grown to almost $22 million
Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H
The Credit Union was chartered on February 2, 1966, as the J-O-S Schools Federal Credit Union (Julesburg-Ovid-Sedgwick). The name was changed to Sedgwick County Federal Credit Union on 10-11-67 when it became community chartered. When people from Nebraska asked to join, the charter was expanded to include Deuel County in Nebraska.
Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.
YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well.
If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
Huron National Bancorp, Inc, a bank holding company, provides a broad range of banking services to businesses and individuals in the Presque Isle County area. Its sole subsidiary, Huron State Bank, was founded on May 12, 1980. HNB is independently owned and is managed by experienced professionals with strong ties to the area.
At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.
Mountaineer Mortgages is owned by Chris Arquette who has over 20 years of mortgage lending experience in the High Country. He's an ASU alumnus who knows what it takes to make your loan process smooth and hassle free. We pride ourselves on exceeding our customer's expectations, working hard to find the best rates and loan options for you.
