USDA Vs. FHA Pro and Con comparison in Vandalia, Audrain County, MO
In 2025, the USDA loan limit in Vandalia, within Audrain county, MO, is $336,500. The FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates, and determine the income, credit, reserves, and documents needed to qualify. With our advanced calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the optimal program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Vandalia, County of Audrain, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Vandalia, MO
Lendersa® seeks to swiftly provide you with the finest USDA or FHA loan, hassle-free. Select one of three pathways resulting in matching lenders and USDA loan program opportunities.
A USDA home loan, often referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and intended for use in rural areas only. In contrast to FHA loans that demand a minimum of 3.5% down payment, USDA loans require no down payment at all.
First National Bank of Bellville’s legacy of commitment and service reaches back to July of 1890. That is over 130 years of dedication to our community and providing them with the kind of service you would expect from an institution with your values in mind. FNB Bellville is a community bank located in the heart of Bellville, Texas.
Texas Mortgage Partners, LLC was created to provide friendly small town service in the origination of residential (rural & city) mortgages in Texas. We are known for quick approvals, continuous communication to all parties of the transaction and on-time closings. We are comfortable with the first-time home-buyer as well as the seasoned buyer.
The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.
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We pride ourselves on the ability to make a fast decision and execute seamlessly. Through our relationships with preferred vendors, we are also able to extend guidance and support for our borrowers.As a client-focused, boutique private lender, we’re flexible enough to cater to most needs and nimble enough to execute quickly.
We are a full service mortgage company serving the state of Texas. We specialize in all residential and commercial loans! Whether you are buying a home or refinancing, we can help you and we specialized in Conventional | FHA | VA | USDA | Jumbo | Construction, Cash Out | Streamline | Conventional | HARP | Reverse Mortgage | Commercial | and more
Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.
Carmine State Bank provided banking services to the community of Carmine, Texas and surrounding areas. Carmine State Bank was established in 1907 and is locally owned and operated. We appreciate our many loyal customers for their continued trust in Carmine State Bank. For over 100 years our mission has remained the same.
