USDA and FHA Pro and Con in Vandalia, Audrain County, MO
In 2025, the USDA loan limit in Vandalia, within Audrain county, MO, is $336,500. The FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates, and determine the income, credit, reserves, and documents needed to qualify. With our advanced calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the optimal program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Vandalia, County of Audrain, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Vandalia, MO
Lendersa® seeks to swiftly provide you with the finest USDA or FHA loan, hassle-free. Select one of three pathways resulting in matching lenders and USDA loan program opportunities.
A USDA home loan, often referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and intended for use in rural areas only. In contrast to FHA loans that demand a minimum of 3.5% down payment, USDA loans require no down payment at all.
Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans.
In 1937 a group of teachers with a vision came together to form a financial cooperative that could better serve the financial needs of Tucson's school employees and their families. A year later, Tucson Teachers Federal Credit Union (TTFCU) was serving 38 members and had acquired assets of nearly $349.
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Trusted Mortgage, Inc. is a full service Mortgage Broker lending in Washington, Arizona, and California. With over 16 years of experience in home lending, we have the knowledge and support to close loans on time while providing the best customer service throughout the loan process. We offer many options for your lending needs.
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8700 East Pinnacle Peak Road, Suite 224, Scottsdale, AZ, 85255
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"Acrobat Financial Group is based in Scottsdale and helps Arizona seniors improve the quality of their lives by providing safe, secure reverse mortgages that can play a positive role in maximizing their retirement assets.
For more than 10 years, Acrobat Financial’s mission has been to help seniors achieve financial security"
23150 North Pima Road, Suite 1A, Scottsdale, AZ, 85255
"At Forthright Funding, we don’t measure ourselves on how many loans we close. We measure ourselves based on the values that created this company – integrity, respect, and service.
With these values as our North Star, Forthright Funding has built a proud family of colleagues setting the standard of trustworthiness to help facilitate"
