USDA and FHA Pro and Con in Bowling-Green, Pike County, MO

As of 2026, the USDA loan limit in Bowling-Green, within the county of Pike, MO, is $285,000. Conversely, the FHA limit for a single-family home reaches $356,362.

To evaluate the best current rates between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA programs next to each other, assisting you in deciding which program in suits your financial needs optimally.

Explore loan offers from numerous lenders

Loan Limits and Down Payment Requirements for 2026 in Bowling-Green, Pike, MO

Loan Type Loan Limit Minimum Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Bowling-Green, MO

The mission of Lendersa® is to quickly and smoothly secure the most advantageous USDA or FHA loan for you. Start by selecting one of three options to match with lenders and access various USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MO

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or mortgage, specifically available in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, offering unique opportunities for eligible individuals.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bowling-Green Lenders

  • Community State Bank
  • 117 W Church, Bowling Green, MO, 63334
  • Lends in Missouri
  • Community State Bank of Missouri has celebrated over 130 years of filling the financial service needs of Pike and Lincoln County neighbors. The bank was founded in 1887 as the Bank of Curryville. According to a centennial history of the bank published in the Bowling Green Times in 1987

  • Peoples Bank & Trust
  • 430 East Wood St., Troy, MO, 63379
  • Lends in Missouri
  • The Great Depression, expansion and breakthroughs in technology; Peoples Bank & Trust has survived and experienced it all since we opened our doors as Peoples Bank of Hawk Point in 1924. There have been peaks and valleys along the way, but we have never stopped in our commitment to providing the best banking and lending products

  • Jonesburg State Bank
  • 110 First Street, Jonesburg, MO, 63351
  • Lends in Missouri
  • Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.

  • Northeast Regional Credit Union
  • 514 Broaday, Hannibal, MO, 63401
  • Lends in Missouri
  • Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong.

    Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.

  • Community First Credit Union
  • 6460 Interstate Court, Hannibal, MO, 63401
  • Lends in Missouri
  • Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties.

    Immediate family members of existing members are also eligible to gain membership in the credit union.

  • Hannibal National Bank
  • 100 N Main St, Hannibal, MO, 63401
  • Lends in Missouri
  • HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.

  • F&M Bank and Trust
  • 505 Broadway, Hannibal, MO, 63401
  • Lends in Missouri
  • F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.