USDA Vs. FHA your options comparison in Bowling-Green, Pike County, MO

As of 2025, the USDA loan limit in Bowling-Green, within the county of Pike, MO, is $285,000. Conversely, the FHA limit for a single-family home reaches $356,362.

To evaluate the best current rates between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA programs next to each other, assisting you in deciding which program in suits your financial needs optimally.

Explore loan offers from numerous lenders

Loan Limits and Down Payment Requirements for 2025 in Bowling-Green, Pike, MO

Loan Type Loan Limit Minimum Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Bowling-Green, MO

The mission of Lendersa® is to quickly and smoothly secure the most advantageous USDA or FHA loan for you. Start by selecting one of three options to match with lenders and access various USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MO

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or mortgage, specifically available in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, offering unique opportunities for eligible individuals.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Allegiance Home Lending
  • 11815 Fountain Way, Suite 300, Office 364, Newport News, VA, 23606
  • At Allegiance Home Lending, our mission is to provide our clients with high-quality mortgage brokerage services, serving them with honesty and integrity. We strive to make the process easier by educating and handholding them each step of the way. We focus on obtaining the lowest rates
  • MMMT Mortgage
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  • MMMT Mortgage is a premier mortgage company that has been serving home buyers in Virginia and Maryland since 2006. I am a licensed and experienced loan officer with wide-ranging trade expertise and a lifelong passion for assisting people in need. As your mortgage broker, I promise to use my skills, products, and network to serve you.
  • M&M Mortgage Team
  • 742 Thimble Shoals Boulevard, Suite A, Newport News, VA, 23606
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Old Point National Bank
  • 11780 Jefferson Ave, Suite C, Newport News, VA, 23606
  • Old Point is a family of organizations designed to meet all of your financial needs. Their employees live, work, and shop in the footprint in which they serve, and they pride themselves on creating a better community every day. Visit OldPoint.com to discover Old Point National Bank, Old Point Trust, Old Point Mortgage, and Old Point Insurance.
  • Johnson Mortgage Co LLC
  • 739 Thimble Shoals Blvd, Suite 507, Newport News, VA, 23606
  • Johnson Mortgage Company We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you
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  • JM Associates Federal Credit Union officially opened its doors on October 21, 1980, at the SET Port Facility. A full-service, federally chartered credit union, JMAFCU serves associates and family members in all 50 states and abroad. JMAFCU currently has 5 offices. Two in Jacksonville, FL, Deerfield Beach, FL, Mobile, AL, St. Louis, MO.
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  • 516 East Lancaster Avenue, Reading, PA, 19607
  • Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
  • CBC National Bank
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  • SWAN FINANCIAL CORPORATION
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  • Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial