USDA Vs. FHA Pro and Con comparison in Bowling-Green, Pike County, MO
As of 2025, the USDA loan limit in Bowling-Green, within the county of Pike, MO, is $285,000. Conversely, the FHA limit for a single-family home reaches $356,362.
To evaluate the best current rates between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA programs next to each other, assisting you in deciding which program in suits your financial needs optimally.
Loan Limits and Down Payment Requirements for 2025 in Bowling-Green, Pike, MO
Loan Type
Loan Limit
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Bowling-Green, MO
The mission of Lendersa® is to quickly and smoothly secure the most advantageous USDA or FHA loan for you. Start by selecting one of three options to match with lenders and access various USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or mortgage, specifically available in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, offering unique opportunities for eligible individuals.
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