USDA Vs. FHA your options comparison in Hannibal, Marion County, MO

In 2025, the USDA loan limit for Hannibal located in Marion county, MO, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to assess today's premium rates between USDA and FHA. This tool helps in ascertaining the income, credit, reserves, and documents required for qualification. Through our cutting-edge mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting in deciding the most appropriate program for your financial situation in .

Compare loan offers from 100 lenders

2025 loan limits and down payment requirements in Hannibal, Marion, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploration of USDA and FHA loan options in Hannibal, MO

Lendersa® aspires to provide the finest USDA or FHA loans quickly and conveniently. Choose one of three starting actions leading to matched lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan or mortgage. It's accessible exclusively in rural areas. In contrast, FHA loans, with a minimum requirement of a 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Touchmark National Bank
  • 3651 Old Milton Parkway, Alpharetta, GA, 30005
  • Touchmark National Bank provides our clients with superior experiences by combining innovative products with industry leading client service.Our professional associates are in the business of presenting our clients with an unsurpassed banking experience. While working to generate superior long term value and a pride of ownership.
  • SLR Mortgage Inc
  • 4080 McGinnis Ferry Rd, Unit 1308, Alpharetta, GA, 30005
  • SLR Mortgage Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • ANCHOR HOME MORTGAGE
  • 6495 Shiloh Road, Suite 410, Alpharetta, GA, 30005
  • Sean at Anchor Home Mortgage went above and beyond. After being given the run around then bait and switch at a Local Traditional Large Bank, I came to Sean with two requests, one ask for all documents up front and center and two - close in 15 to 21 days. Sean achieved close in 15 days and additionally got me an even better interest rate .
  • MORTGAGE BROTHERS, LLC
  • 91 Lambets Way, Alpharetta, GA, 30005
  • We’re here to help you secure a loan that sets you up for a successful financial future. Simple as that. The Mortgage Brothers will work with you every step of the way as you search for the right mortgage to find the best rates possible, whether you’re buying your first home or searching for your next investment.
  • Atlantic Home Mortgage LLC
  • 6250 Shiloh Road, Suite 220, Alpharetta, GA, 30005
  • In 2018, we started a mortgage company to help people get better rates. With over a decade of firsthand mortgage experience, we’ve seen exactly how inefficient the industry is. By focusing on the needs of our clients for speed, ease, and transparency, we were able to quickly stand out in the mortgage industry.
  • THE PING MORTGAGE COMPANY
  • 11545 Park Woods Circle, Suite A, Alpharetta, GA, 30005
  • The Ping Mortgage Company was created out of a need for a better way to finance your real estate transactions. We are a group of mortgage professionals who have broad experience and knowledge in real estate finance. We strive to provide the lowest possible interest rates and fees available in the market, and we have achieved it through hard work
  • EAGLE LENDING CORPORATION
  • 1280 Elk Ridge Cove, Alpharetta, GA, 30005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Military Mortgage Shop
  • 405 State Highway 121 Bypass, Suite 250, Lewisville, TX, 75067
  • Military Mortgage Shop specializes in helping veterans utilize their Veteran Administration Loan Benefit when purchasing or refinancing a home. Our associates work exclusively with VA Loan applicants. We have the expertise to handle almost any situation. Purchasing a home is one of the most important decisions you will make.
  • Global Home Finance Inc.
  • 325 S. Stemmons Frwy, Lewisville, TX, 75067
  • Global Home Finance Inc. can help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available. Please use the links below for information about Global Home Finance Inc.'s comprehensive mortgage solutions.