USDA VS FHA in Hannibal, Marion County, MO

In 2025, the USDA loan limit for Hannibal located in Marion county, MO, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to assess today's premium rates between USDA and FHA. This tool helps in ascertaining the income, credit, reserves, and documents required for qualification. Through our cutting-edge mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting in deciding the most appropriate program for your financial situation in .

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2025 loan limits and down payment requirements in Hannibal, Marion, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploration of USDA and FHA loan options in Hannibal, MO

Lendersa® aspires to provide the finest USDA or FHA loans quickly and conveniently. Choose one of three starting actions leading to matched lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan or mortgage. It's accessible exclusively in rural areas. In contrast, FHA loans, with a minimum requirement of a 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TruGrocer Federal Credit Union
  • 501 East Highland Street, Boise, ID, 83706
  • TruGrocer Federal Credit Union has been open since 1965. It's the 9th largest credit union in Idaho with assets totaling $347.01 Million and providing banking services to more than 24,000 members. The credit union is a single common bond credit union, serving a specific company or organization
  • Signet Mortgage
  • 3060 S Rookery Ln, Boise, ID, 83706
  • At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. We can provide expert advice for the first-time homebuyer as well as our senior clients purchasing
  • Ideal Lending LLC
  • 4213 W Chinden Blvd., Garden City, ID, 83714
  • Ideal Lending aka Half-Price Title Loans was founded by the Martineau Family in 2012. Our goal is to make access to short-term financing more affordable for Idahoans. We aim to lend the most with the lowest payments, all while providing the best service! We also have some of the lowest rates of anyone in town.
  • Diversified Mortgage Group
  • 7977 W Marigold St, Garden City, ID, 83714
  • In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.
  • Rainmaker Lending Capital
  • 5987 W State St, Unit A, Boise, ID, 83703
  • Rainmaker Lending Capital will help you determine which financial product is the proper solution for your company's long term financial success. Once you have come to a decision to factor, your (RLC) Consultant will package the transaction in accordance with the lender's requirements.
  • Alpha Lending, LLC
  • 3379 N. Lakeharbor Ln., Boise, ID, 83703
  • We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.
  • Idaho Finance
  • 5800 West Fairview Avenue, Boise, ID, 83704
  • Idaho Finance is a local company that offers installment loans for people with good, fair, and bad credit. We started our company as a legitimate installment loan company that would operate with fairness and honesty. We want to help people with bad credit get the help they need while building their credit.
  • Big River Mortgage
  • 10020 W Fairview Ave, Suite 201, Boise, ID, 83704
  • At Big River Mortgage we take great pride in being “the one above”. We follow a boutique approach to residential lending that starkly stands out in an industry that is dominated by large, impersonal banks. Big River Mortgage takes great pride in the fact that we offer the very best industry personnel and technology available.
  • Assured Financial Inc
  • 183 North Gibson, Suite 150, Henderson, NV, 89014
  • "For more than thirty years, the team at Assured has successfully executed real estate sales, management and development transactions throughout southern Nevada. Assured is comprised of hard-working and creative problem-solvers who are willing to take calculated risks to provide successful outcomes to our clients."