USDA Vs. FHA Pro and Con comparison in Nevada, Vernon County, MO

As of 2025, the USDA loan cap in the city of Nevada, located in Vernon county, MO, is set at $336,500. For a comparable single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and find out the income, credit, reserves, and documentation necessary to qualify. Our cutting-edge mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, aiding in the determination of the most suitable program for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in Nevada, Vernon County, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Nevada, MO

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without complexities. Choose from three initiation paths to match with lenders and USDA loan programs effectively.

  1. Optimize your USDA/FHA loan request
  2. Explore USDA and FHA rate options before proceeding<
  3. Browse the largest USDA loan lenders database
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Understanding USDA Loans in MO

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is targeted for rural areas. In contrast to FHA loans demanding a minimum 3.5% down payment, a USDA mortgage requires no down payment.

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  • The Jemez Valley Credit Union has been providing quality service to its members for more than 50 years. We are proud to be a non-profit member-owned financial institution. Our mission is to provide our members with prompt, accurate, high quality, reasonably priced service. Jemez Valley Credit Union was established in 1966.

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  • Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.

  • The Pecos County State Bank
  • 500 North Main Street, Fort Stockton, TX, 79735
  • The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,

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  • 311 Kaufman Drive, Smithville, OH, 44677
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  • True Lending New Mexico
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  • Embers Credit Union
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