USDA VS FHA in El-Dorado-Springs, Cedar County, MO

In 2025, the USDA loan limit for El-Dorado-Springs, within Cedar county, MO, is $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Determine the necessary income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in El-Dorado-Springs, County of Cedar, MO

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in El-Dorado-Springs, MO

Lendersa® aims to connect you quickly with the best USDA or FHA loan, minimizing hassle. Select one of three initial options to find matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in MO

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture. It is available in rural areas exclusively, requiring no down payment—unlike FHA loans, which require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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