USDA Loan Vs. FHA loan for Butler, MO 2026

In 2026, the USDA loan limit in Butler, county of Bates, MO, is $345,000. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA options, guiding your choice on the best plan for your financial needs in .

USDA and FHA Loan Options in Butler, MO

Lendersa® seeks to efficiently connect you with the best USDA or FHA loan, streamlining the process. Choose from three pathways leading to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Defining USDA Loans in MO

A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and intended for rural areas. This type of loan requires no down payment, setting it apart from FHA loans that demand at least 3.5% down payment.

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Butler Lenders
(660) 679-3135 Lender's profile and map Community First Bank MO 915 W. Ft. Scott Street, Butler, MO, 64730 Lends in Missouri Community First Bank offers the deposit and loan services of a national brand with the convenience and customer service of a local community bank. The team members at CFB provide the tools necessary for our neighbors in the West-Central Missouri area to take charge of all aspects of their finance and lending needs.
(816) 540-2525 Lender's profile and map Community Bank of Pleasant Hill 2401 North Highway 7, Pleasant Hill, MO, 64080 Lends in Missouri Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.
(816) 850-5516 Lender's profile and map F & C Bank 1006 Eagle Crest Drive, Holden, MO, 64040 Lends in Missouri Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.
(816) 322-2100 Lender's profile and map Community Bank of Raymore 801 West Foxwood Drive, Raymore, MO, 64083 Lends in Missouri We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.
(816) 783-5900 Lender's profile and map R-G Federal Credit Union 421 Remington Plaza Court, Raymore, MO, 64083 Lends in Missouri R-G Federal Credit Union to operate the Credit Union in accordance with the Federal Credit Union Act, The National Credit Union Administration rules & regulations and other applicable laws and regulations. Accordingly, our primary objective shall be to ensure the safety and soundness of the Credit Union.
(816) 246-0002 Lender's profile and map Missouri Central Credit Union 825 NE Deerbrook St Lees, Lees Summit, MO, 64086 Lends in Missouri Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.