USDA Vs. FHA your options comparison in Butler, Bates County, MO

In 2026, the USDA loan limit in Butler, county of Bates, MO, is $345,000. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA options, guiding your choice on the best plan for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Butler, County of Bates, MO

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Butler, MO

Lendersa® seeks to efficiently connect you with the best USDA or FHA loan, streamlining the process. Choose from three pathways leading to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Defining USDA Loans in MO

A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and intended for rural areas. This type of loan requires no down payment, setting it apart from FHA loans that demand at least 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Castle Funding Corp
  • 2419 East Harbor Boulevard, Suite 29, Ventura, CA, 93001
  • Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. Our team can help you with a myriad of loan programs including conventional financing, FHA 3.5% down payment financing, super Jumbo loans, and “Niche” products for self-employed borrowers.

  • GRANCO Federal Credit Union
  • 217 Alder Street SW, Ephrata, WA, 98823
  • Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.

  • Agri Capital Inc.
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  • Coast Village Realty & Loan
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  • Coast Village Reality and Loan provides assistance for real estate transaction and finance. We have decades of experience including almost three decades in Santa Barbara. Our cliental are entirely repeat and referral. We do not provide dual agency in real estate transactions. On rare occasion we will help parties.

  • Acadia Federal Credit Union
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  • We love helping our members succeed financially. Acadia Federal Credit Union is an innovative, member-owned institution that's been investing in local communities since 1963. Acadia Federal Credit Union – Providing quality services, maintaining financial stability, and investing in our local communities.

  • EZ Mortgages
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  • EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.

  • RC Advantage
  • 698 Whiting St, Suite B, Grass Valley, CA, 95945
  • RC Advantage offers refinance and purchase transactions with the best possible financing. We are a licensed California mortgage lender, and pride ourselves in offering real estate purchasers and refinancers the best financing terms available. #1665027vantage offers refinance and purchase transactions with the best possible financing.

  • Nevada County Mortgage
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  • We know that each client has unique goals and financial objectives. For this reason, we take the time to provide detailed information and guidance to help our clients navigate through the somewhat confusing loan application process. We take pride in being a part of your home-buying team and will always take the approach

  • Olympia Mortgage & Investment Co., Inc.
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  • Olympia Mortgage and Investment Company, Inc. is a premier lending institution and investment company specializing in mortgage loans secured by California real estate funded by private investors.Olympia Mortgage and Investment Company, Inc. provides the finest in long and short-term financing balancing needs of both borrower and investor.

  • Prominent Mortgage Lending Inc.
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