USDA and FHA Pro and Con in Butler, Bates County, MO

In 2025, the USDA loan limit in Butler, county of Bates, MO, is $345,000. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA options, guiding your choice on the best plan for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Butler, County of Bates, MO

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Butler, MO

Lendersa® seeks to efficiently connect you with the best USDA or FHA loan, streamlining the process. Choose from three pathways leading to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Defining USDA Loans in MO

A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and intended for rural areas. This type of loan requires no down payment, setting it apart from FHA loans that demand at least 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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