USDA Vs. FHA Pro and Con comparison in Odessa, Lafayette County, MO
In 2025, the USDA loan limit in Odessa, Lafayette county, MO, is $345,000, while for a single-family home, the FHA limit is $472,030.
Use Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates today. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Odessa, Lafayette, MO
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Odessa, MO
Lendersa® aims to quickly find for you the best USDA or FHA loan with ease. Choose from three starting options that match you with lenders and USDA programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan. Available only in rural areas, these loans differ from FHA mortgages that require a 3.5% down payment, as USDA loans need none.
We’re here to build long term relationships through honesty, integrity, & trust. That’s why we focus on the client, not the bottom line. Our goal is to ensure that you are where you want to be, and that the real estate process is as easy as possible. That’s why we use our extensive knowledge of buying, selling, developing, building and renovating.
15250 Ventura Blvd, Suite 715, Sherman Oaks, CA, 91403
Mortgage Globe Inc is a premier mortgage company that specializes in residential and complex commercial loans. With years of expertise and knowledge in the area of mortgage loan, we have managed to build trust and strong customer relationship through in-depth understanding of clients’ needs and expectations.
15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
21650 Oxnard Street, Suite 1700, Sherman Oaks, CA, 91403
Genesis Capital is the leading loan provider for the nation’s top professional developers of residential, multifamily and mixed-use real estate.
Our diversified product line and sharp, swift execution enables us to cater to a broad range of investors and developers, across multiple types of projects.
15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
Patch of Land aims to solve the problem of slow, inefficient, fragmented and obscure private real estate lending by using the latest technology, data and process efficiency to more accurately assign risk profiles and project viability, while greatly reducing time and cost of loan underwriting for borrowers with real estate projects.
15260 Ventura Blvd., Suite 1705, Sherman Oaks, CA, 91403
Helvetica is an investor-oriented organization of valued employees who work hard to become a trusted part of the lives of the families and investors in which we service. We are focused on meeting the real estate investment, planning and servicing needs of our investors in a way that is innovative, personal and professional.
LoanMart was founded on a mission to provide superior service to customers while establishing a stable, financially responsible company. LoanMart has an established an outstanding reputation for quality service, credited to our dedicated employees. The success of our organization is due to our Commitment, Accountability.
7136 Haskell Avenue, Suite 107, Van Nuys, CA, 91406
United Freedom Mortgage was born from the idea that the dream of owning a home is at the reach of everyone. With over 25 years of combined experience in Mortgage Loans and Real Estate, we commit to helping you find the best deals to own a house & make your dream a reality. We have helped hundreds of families relocate to their ideal home at a price
7120 Hayvenhurst Avenue, Suite 217, Lake Balboa, CA, 91406
Jennifer founded the Gamero Group. This has set her apart from the rest by providing her clients with added services and support in areas such as, transaction coordinating,high tech marketing and client relations. Whether you are looking for a modest starter home or a luxury estate, Jennifer Gamero is here for all your Real Estate needs
7100 Hayvenhurst Avenue, Suite 101, Van Nuys, CA, 91406
"Mortgage Planners at National Trust Lending take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.We offer a variety of loan programs for our customers at competitive rates including:
Fixed Rate
Adjustable Rate
Conventional
FHA
va
Jumbo"
