In 2026, the USDA loan limit in Odessa, Lafayette county, MO, is $345,000, while for a single-family home, the FHA limit is $472,030.
Use Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates today. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Odessa, Lafayette, MO
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Odessa, MO
Lendersa® aims to quickly find for you the best USDA or FHA loan with ease. Choose from three starting options that match you with lenders and USDA programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan. Available only in rural areas, these loans differ from FHA mortgages that require a 3.5% down payment, as USDA loans need none.
3079 Harrison Ave, Suite 10, South Lake Tahoe, CA, 96150
Luna Lending is a full service Mortgage Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better value than Banks. Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better services
3170 US Hwy. 50, Suite 10, South Lake Tahoe, CA, 96150
Western Highland Mortgage (WHM) provides private, hard money loans in Northern California and Northern Nevada regions. Our philosophy is that we are cheaper than a partner. If the loan doesn’t make sense for you, it doesn’t make sense for us. We can usually perform this analysis for you over the phone, quickly & efficiently.
In 1952, when most Southern Pacific Employees had never heard or even dreamed of a Credit Union, Jake Fannin, a switchman, and his wife Mary Ellen knew of these things and had a strong desire to get a credit union started for Southern Pacific employees in Bakersfield. Mary already had considerable banking experience and with a little help
Bakersfield City Employees Federal Credit Union was founded in 1936 to serve employees of the City of Bakersfield and their family members. We have grown in asset size and services since then, and we also now serve the employees of Golden Empire Transit and BNSF Railroad. If you are a city employee
Strata Credit Union is a nonprofit organization, reinvesting revenues back into the member base through lower rates on auto loans, credit cards, personal loans and checking accounts that are truly free. Strata Credit Union's mission is to be the preferred financial institution for our current and potential members.
1701 Westwind Drive, Suite 206, Bakersfield, CA, 93301
Our Mission at Homes By Elena Real Estate is not only to assist clients through the Buying or Selling process.It is also our goal to provide Incentives to Buyers & Sellers with the desire to contribute to Stronger and Thriving communities.At Homes by Elena Real Estate we joyfully also donate to our Local Animal shelters a percent of our commission.
Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.
Federal Commercial Funding’s multifamily and commercial lending division offers nationwide lending and has consistently earned a reputation as a company that delivers. Our lending programs cover loans for multifamily, retail, office, industrial and Bridge Loans for all asset types.
