USDA and FHA Pro and Con in Odessa, Lafayette County, MO
In 2025, the USDA loan limit in Odessa, Lafayette county, MO, is $345,000, while for a single-family home, the FHA limit is $472,030.
Use Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates today. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Odessa, Lafayette, MO
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Odessa, MO
Lendersa® aims to quickly find for you the best USDA or FHA loan with ease. Choose from three starting options that match you with lenders and USDA programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan. Available only in rural areas, these loans differ from FHA mortgages that require a 3.5% down payment, as USDA loans need none.
Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.
Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property
Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2007 Commerce Street, Suite 200, Houston, CA, 77002
Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry.
The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness.
Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
At Real Estate Financial Services. We are a full-service mortgage company based in Sugar Hill, Georgia. We specialize in FHA and VA Mortgages for First Time Home Buyers in Sugar Hill. We also serve the surrounding cities in Gwinnett County. Whether you are buying a home or refinancing in any of these zip codes: 30518, 30005, 30024
Buford Finance has grown to be a major consumer lender in Georgia since 1986. We make consumer loans from $300 to $5, 000. Since 1986, our mission is to serve the financial needs of our community. It is our effort to provide financing options for individuals and small business owners.
Mortgage Loan Stuff provides objective insights, expertise, and unparalleled collaboration to help the customers confidently face their financial future. We are dedicated to attracting a variety of professionals that share the common value of collaboration. Our proven track record of implementation is driven by creating
