USDA Vs. FHA your options comparison in Hazelwood, St. Louis County, MO

In 2025, the USDA loan limit designated for Hazelwood, located in the county of St. Louis, in MO, is $0. Comparatively, the FHA loan limit for a single-family home is $472,030.

To effectively evaluate today’s optimal rates between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. This tool helps you identify the necessary income, credit reserves, and documentation for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your specific financial requirements in .

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2025 Loan Limits and Downpayment Requirements in Hazelwood, County of St. Louis, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hazelwood, MO

Lendersa® is devoted to promptly securing the best USDA or FHA loan for you, without any hassle. Opt from one of three starting paths that facilitate matching with lenders and accessing USDA loan programs.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in MO

A USDA home loan, supported by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the benefit of needing no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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