In 2026, the USDA loan limit designated for Hazelwood, located in the county of St. Louis, in MO, is $0. Comparatively, the FHA loan limit for a single-family home is $472,030.
To effectively evaluate today’s optimal rates between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. This tool helps you identify the necessary income, credit reserves, and documentation for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your specific financial requirements in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is devoted to promptly securing the best USDA or FHA loan for you, without any hassle. Opt from one of three starting paths that facilitate matching with lenders and accessing USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the benefit of needing no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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