USDA Vs. FHA Pro and Con comparison in Hazelwood, St. Louis County, MO

In 2026, the USDA loan limit designated for Hazelwood, located in the county of St. Louis, in MO, is $0. Comparatively, the FHA loan limit for a single-family home is $472,030.

To effectively evaluate today’s optimal rates between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. This tool helps you identify the necessary income, credit reserves, and documentation for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your specific financial requirements in .

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2026 Loan Limits and Downpayment Requirements in Hazelwood, County of St. Louis, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hazelwood, MO

Lendersa® is devoted to promptly securing the best USDA or FHA loan for you, without any hassle. Opt from one of three starting paths that facilitate matching with lenders and accessing USDA loan programs.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in MO

A USDA home loan, supported by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the benefit of needing no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hazelwood Lenders

  • Paramount Bank
  • 90 Village Square Shopping Center, Hazelwood, MO, 63042
  • Lends in Missouri
  • Paramount Bank history started as an independent mortgage company in 1970. Paramount Bank was recently re-imagined and rebuilt by a group of St. Louis investors. The Bank’s commitment to deliver market-leading deposit rates, product depth, best-in-class technology and superior service to help clients meet their financial goals

  • LoanSum, LLC
  • 150 Weldon Pkwy, Suite 103, Maryland Heights, MO, 63043
  • Lends in Missouri
  • The LoanSum Difference means that you will not find another hard money lender who will close your loan faster and with less paper work (no tax returns or financial statements). LoanSum offers a flexible term up to 12 months for both new and existing customers.Loansum provides commercial & residential properties

  • Integrity Mortgage Corporation
  • 200 N. Main St., St. Charles, MO, 63301
  • Lends in Missouri
  • Integrity Mortgage has consistently distinguished itself from its big-bank competitors through its dedication to excellence and commitment to customer service. Integrity Mortgage has grown over the years, but its values have stayed the same. It remains a family company that cares about its clients and employees.

  • FasterFunds Lending
  • 3320-1 Rue Royale, Saint Charles, MO, 63301
  • Lends in Missouri
  • "FasterFunds Lending was started in 2015 to provide local St Louis area landlords and rehabbers short term money to fund their real estate investing deals. Our team lives in St Louis and has over 25 years combined real estate experience.
    We have a true passion for real estate and love to see the positive impact it can have on our borrower’s lives.

  • Stuart's American Mortgage
  • 9520 Lackland Road, Saint Louis, MO, 63114
  • Lends in Missouri
  • At Stuart's American Mortgage we want to bring back the "old time customer service"​ model. Your home is the biggest investment you will make in your life and we understand the stress getting a mortgage can bring. At Stuart's AMC you will not be tossed around from lender to lender, you will speak to the president of the company himself.

  • Commercial Bank
  • 2330 West Port Plaza Drive, Saint Louis, MO, 63146
  • Lends in Missouri
  • Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned"​ brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.

  • Mortgage Partners Group
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Lends in Missouri
  • Mortgage Partners Group our seasoned Loan Officers are Partners of the Firm. Our Loan Officer-Partners understand that there is nothing more important in the home loan process than a client understanding his or her mortgage loan options. That is why we offer a wide variety of home loans so you can find the right option to fit your goals.

  • Mason Mortgage Advisors
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Lends in Missouri
  • Mason Mortgage Advisors, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • US Wide Financial
  • 2200 W Port Plaza Dr, Suite 312, Saint Louis, MO, 63146
  • Lends in Missouri
  • US Wide Financial was founded in March of 2009, on the heels of the Great Recession. Trust and integrity in the lending industry had been lost. We started our company because we wanted to do things differently and bring back the basics. Today our values are still the same: Relationships, Trust, Integrity, Teamwork.