USDA and FHA Pro and Con in Parkville, Platte County, MO

In 2025, the USDA loan limit for Parkville in Platte county, MO, is set at $345,000, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting in your decision on the ideal program in Alabama for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Parkville, Platte, MO

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Parkville, MO

The goal of Lendersa® is to swiftly and easily find you the best USDA or FHA loan. Begin with one of three paths that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MO?

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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