USDA Loan Vs. FHA loan pro & con for North-Kansas-City, Clay County, MO

In 2025, USDA loan limit in North-Kansas-City, county of Clay, MO is $311,800 while FHA limit is $389,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in North-Kansas-City, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(701) 401-7272 541 miles Lender's profile and map Reviews Anytime Mortgage LLC 3247 47th St S, Fargo, ND, 58104 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(701) 293-3662 541 miles Lender's profile and map Reviews Aspire Bank 5195 45th Street South, Fargo, ND, 58104 At Aspire Bank, we’re doing something truly unique in an industry that’s not. From day one, we have concentrated on what matters most: our clients.” – Toby Kommer, Aspire Bank owner After more than 20 years working for financial services companies, in 2014, Toby Kommer—who has a background in mergers and acquisitions
(888) 297-2100 541 miles Lender's profile and map Reviews Cornerstone Bank 45th St 2280 45th Street S, Fargo, ND, 58104 North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.
(701) 293-8892 541 miles Lender's profile and map Reviews Dakota Business Lending 5630 36th Ave S, Fargo, ND, 58104 Dakota Business Lending has established itself as a lending partner for small businesses thanks to the wisdom, leadership, and guidance of our Board of Directors. We are proud to have decision-makers in our corner that combine for centuries worth of expertise in the areas of business, finance, economic development and public service
(720) 512-9821 541 miles Lender's profile and map Reviews NEXA Mortgage \| Kyle Green 5551 36th Ave S, Unit D, Fargo, ND, 58104 "I provide mortgage loan products for homeowners purchasing or refinancing real property in North Dakota. While partnered with NEXA, I bring extensive loan options to my clients. Effectively achieving my clients home goals is my top priority. Schedule an appointment with me here: https://Calendly.com/kylegreen1/mortgage-inquiry/"
(701) 356-5960 541 miles Lender's profile and map Reviews Forward Mortgage 4575 23rd Ave S, Suite 250, Fargo, ND, 58104 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(701) 212-8441 541 miles Lender's profile and map Reviews VALLEY MORTGAGE, INC 3315 45th Street South, Suite 200, Fargo, ND, 58104 VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.
(701) 356-0438 541 miles Lender's profile and map Reviews Park Mortgage 4170 41st Ave S, Suite 102, Fargo, ND, 58104 Park Mortgage, our purpose is to simplify the mortgage process. We are committed to customer satisfaction and value communication to understand your financial needs. We will listen to you and encourage your questions. Our established relationships allow us to shop the market quickly to find the best product at the best rate.
(254) 445-4400 542 miles Lender's profile and map Reviews First National Bank of Dublin 825 N. Patrick, Dublin, TX, 76446 The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.
(715) 732-4411 542 miles Lender's profile and map Reviews Farmers & Merchants Bank & Trust. 1644 Ludington Street, Marinette, WI, 54143 At Farmers & Merchants Bank & Trust, we take pride in our hometown heritage. Our roots are deeply planted in a history of community involvement. We care about the financial success and stability of all of our customers, both personal and business. We work hard to provide our customers with a wide variety of quality products
(715) 735-3913 542 miles Lender's profile and map Reviews Tri-County Credit Union 2205 Hall Avenue, Suite 107, Marinette, WI, 54143 TRI-County Credit Union of Wisconsin operates as a financial cooperative. The Union provides financial solutions such as saving and checking accounts, loans, safe deposit boxes, credit and debit cards, loan rates, ATMs, online banking, and other related services. TRI-County Credit Union serves communities in the State of Wisconsin.