USDA Loan Vs. FHA loan for North-Kansas-City, MO [Clay County Rates 2023]

In 2025, USDA loan limit in North-Kansas-City, county of Clay, MO is $311,800 while FHA limit is $389,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Kansas-City, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(318) 323-2422 474 miles Lender's profile and map Reviews Origin Bank 1500 Sterlington Road, Monroe, LA, 71203 Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
(812) 725-0030 474 miles Lender's profile and map Reviews Riverside Mortgage LLC 2855 Charlestown Road, Suite 300, New Albany, IN, 47150 At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.
(812) 945-4400 474 miles Lender's profile and map Reviews Signature Mortgage Inc. 3001 Charlestown Xing Way, Suite 3, New Albany, IN, 47150 We pride ourselves in delivering dynamic and accessible services to each client because we know that this purchase is part of your story.Every signature tells a story that’s as unique as its writer. That’s why when you make the decision to finance your home through Signature Mortgage.
(812) 920-0434 474 miles Lender's profile and map Reviews Magnolia Mortgage, LLC 3831 Charlestown Rd., New Albany, IN, 47150 At Magnolia Mortgage, we understand that every customer has specific needs, thus, we strive to meet those specific needs with superior service and individual attention. Typically you will find similar products and pricing, however, we pride ourselves in giving you an excellent home buying experience.
(812) 725-0017 474 miles Lender's profile and map Reviews Kentuckiana Mortgage Group Inc 401 E Main St, Suite 100, New Albany, IN, 47150 Kentuckiana Mortgage Group Inc. is a full service mortgage brokerage dedicated to providing a superior customer experience. We utilize a consultative method to mortgage financing with unique and client centered approaches.Kentuckiana Mortgage Group Inc. was founded in October of 2018 by Brad Sea, Eric Jones, and Keith Cullens.
(615) 859-5363 474 miles Lender's profile and map Reviews Lending Hand Mortgage LLC 510 Lentz Dr, Madison, TN, 37115 We're the mortgage brokers with Lending Hand Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We understand that no two clients are the same so our loan origination approach is tailored to each client for their specific needs.
(866) 429-5010 475 miles Lender's profile and map Reviews Trinity Oaks Mortgage 420 Century Way, Suite 100, Red Oak, TX, 75154 Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.
(800) 285-5669 475 miles Lender's profile and map Reviews Abound Credit Union PO Box 900, Radcliff, KY, 40159 Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
(812) 989-9358 475 miles Lender's profile and map Reviews Strategic Mortgage, LLC 1327 Broadway St, Henryville, IN, 47126 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(817) 691-8882 475 miles Lender's profile and map Reviews DiversiFund Texas LP 42 Bounty Road East, Benbrook, TX, 76132 If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989
(866) 226-5225 475 miles Lender's profile and map Reviews Thrivent Federal Credit Union PO Box 8920, Appleton, WI, 54912 Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.