USDA Vs. FHA your options comparison in North-Kansas-City, Clay County, MO
In 2025, the USDA loan limit in North-Kansas-City, county of Clay, MO, is $311,800, whereas the FHA limit for a single-family home is $389,850.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA against FHA rates. It helps assess the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the right option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in North-Kansas-City, County of Clay, MO
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in North-Kansas-City, MO
Lendersa® is focused on getting you the best USDA or FHA loan quickly and effortlessly. Choose from three starting methods leading to matching lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is intended for rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans need no down payment.
Founded by Erik Egger in 2001, WADOT Capital Inc. is considered one of the Northwest's premier hard money lenders. Here at WADOT, we are committed to offering solutions that fit the individual needs of each and every client. Our client centered approach to providing loan services
Waterfront Federal Credit Union is a not-for-profit, member-owned financial cooperative. We are a dedicated, unionized partner with a closed field of membership, allowing us to provide the unique and individualized service our members expect and cannot find anywhere else.Waterfront Credit Union
5400 California Ave SW, Suite B, Seattle, WA, 98136
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.
Headquartered in the Mission District of San Francisco, Mission National Bank is a full service commercial bank providing business checking, business lending and personal banking services. The Mission National Bank team prides itself on serving the great diversity of the Bay Area region and being accessible to its customers.
581 Higuera Street, Suite 1, San Luis Obispo, CA, 94103
"We have been helping clients move into the home of their dreams for years. Let us help you with your new home purhcase or refinance. It has been and continues to be our mission to provide exceptional service with honesty, integrity and competence.
APPLY for your HOME LOAN AND"
44 Montgomery Street, Suite 02-172, San Francisco, CA, 94103
"SELFi is a mortgage platform that brings together lenders and independent mortgage advisers. The result is lower interest rates, more loan programs, better advice for consumers.
Our innovative DIY Refi program enables consumers to save an additional $53, 629 on their mortgage refinance.
Red Tower Capital is a direct private money lending company based in San Francisco. We focus on providing quality alternative real estate financing to residential and commercial property owners in Northern California. and also specializing in private lending. mission is to provide competitive alternative real estate financing to property owners
Conventus provides business purpose financing for the purchase, renovation and rental of single and multi-family residential real estate. Our mission is to quickly understand your unique story. We provide personalized service and transparent financing at highly competitive rates with no hidden fees
A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. and We use the most advanced technology available to close loans quickly.
1000 North Point Street, Suite 1603, San Francisco, CA, 94109
"Property Capital Associates is dedicated to
ensuring that you receive the very best loan terms. Financing real estate investment properties is a complex process
regardless of loan size. Mike Klepinger founded Property Capital Associates in 2003. The mission of the company is to provide the most competitive.
