In 2025, the USDA loan limit in Riverside, within the county of Platte, MO, is set at $345,000, whereas the FHA limit for a single-family dwelling is $472,030.
To assess the most competitive rates available today, utilize the Lendersa® USDA loan calculator to juxtapose USDA versus FHA loans. This tool will help establish the income, credit, reserves, and documentation necessary for qualification. With our state-of-the-art mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to determine the best fit in
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| Type of Loan | Limit | Minimum Down Payment |
| USDA | $345,000 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to deliver the best possible USDA or FHA loan options to you swiftly and with ease. Opt for any of the three available starting methods that connect you to matching lenders and applicable USDA loan programs.
A USDA home loan is one that receives government backing through the U.S. Department of Agriculture. Known also as the USDA rural development loan or USDA mortgage, it is solely accessible within rural localities. Contrasting with FHA loans, which mandate at least a 3.5% down payment, a USDA mortgage loan does not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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