USDA VS FHA in Pine-Lawn, St. Louis County, MO

In 2025, the USDA loan limit for Pine-Lawn in St. Louis, MO is $0, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. Determine the required income, credit status, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to help you choose the best program for your financial needs in .

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2025 Loan Limits and Downpayment Details in Pine-Lawn, St. Louis, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Pine-Lawn, MO

Lendersa® is committed to securing the best possible USDA or FHA loans promptly and without hassle. Choose from three starting points that lead you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

The USDA home loan, also called a USDA mortgage or rural development loan, is backed by the government's Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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