USDA Vs. FHA Pro and Con comparison in Pagedale, St. Louis County, MO

In 2025, the USDA loan limit in Pagedale, located in St. Louis county, MO, is $0. Conversely, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the optimal rates for today's USDA versus FHA options. Determine the necessary income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program in that suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Pagedale, St. Louis, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Pagedale, MO

The primary goal of Lendersa® is to promptly secure the best USDA or FHA loan for you without any hassle. Select among three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in MO

A USDA home loan, guaranteed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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