USDA Vs. FHA Pro and Con comparison in Overland, St. Louis County, MO
In 2025, USDA loan limit in Overland, county of St. Louis, MO is $0 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Overland, county of St. Louis, MO
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Overland, MO
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.
CrossRoads Financial Federal Credit Union is committed to providing the services that our members need now and in the future. Our mission will always be to help our members meet their financial needs, one CrossRoads at a time. While much has changed since 1950, the credit union continues to follow the journey set by our founding members.
Farmers National Bank has a long, deep-rooted history as a financial institution. Since February 10, 1879, the bank has served customers in ways that earn their trust and loyalty. As it has helped generations of customers in the Bluegrass state achieve their goals, it is known as Your Lifetime Bank.
Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned
Everence® is a Christian-based, member-owned financial services organization dedicated to helping individuals, organizations and congregations incorporate their faith and values with their decisions about money. Through our national team of professionals, Everence offers banking, insurance, investments, asset management, financial planning, charita
Corporate Central Credit Union is a credit union. We are structured, governed, and provide the same services as retail credit unions that serve consumers, however we only serve credit unions and credit union organizations. We were originally created by the movement to provide loans to credit unions during times of tight
W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150
A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.
First National Bank of Clarksdale would not be what it is today without you. The roots of our success lie in the fact that we are home-owned and operated, and we do better when you do better. In 1964, when our founding fathers began organizing this new business, they did it with you in mind. From the beginning, they wanted it to be a place.
Our mission is simple. Cincinnatus focuses on our local community by offering lending, checking and savings products that are competitive, easy to understand and designed to meet your needs, not ours. Complimenting that is our very personal service that you have come to expect from your local community banker.
The State Bank of Bern and its State Bank of Axtell branch have been cornerstones of the Bern and Axtell communities for 120+ years. We are proud to be a locally owned bank with decisions made right here in our communities, so we can give our customers the kind of ‘home town’ service they have become accustomed to over the years.
