USDA Loan Vs. FHA loan for Breckenridge-Hills, MO 2025

For 2025, the USDA loan limit in Breckenridge-Hills, county of St. Louis, MO, is $0, while the FHA limit for a single-family home is $356,362.

Make use of the Lendersa® USDA loan calculator to assess today's USDA versus FHA prime rates. Evaluate what income, credit level, reserves, and documents you need to qualify. With our advanced mortgage calculator, simultaneously view USDA, FHA, Conforming, and VA loans to choose the one that best suits your financial situation in .

USDA and FHA Loan Options in Breckenridge-Hills, MO

Lendersa® aims to secure you the best USDA or FHA loan swiftly and without stress. Select from three initial steps that will match you with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan, backed by the government via the Department of Agriculture and often called a USDA rural development loan or mortgage, is available in rural areas exclusively. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans demand no down payment.

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(308) 436-5024 Lender's profile and map Reviews Banner Capital Bank 205 State St, Harrisburg, NE, 69345 In 1964, we opened our doors under the brilliant blue skies of Harrisburg, Nebraska—a rural farming community in the heart of The Nebraska Panhandle. One firm handshake at a time, we earned the trust of our customers, allowing us to expand and create new relationships around Nebraska and then into Wyoming.
(912) 882-4630 Lender's profile and map Reviews United 1st Credit Union 162 N Gross Rd, Kingsland, GA, 31548 United 1st Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(912) 729-5626 Lender's profile and map Reviews Coastal Mortgage Company 24 Andrews Way, Kingsland, GA, 31548 We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.
(301) 925-4600 Lender's profile and map Reviews Money One Federal Credit Union 9800 Technology Way, Largo, MD, 20774 Money One Federal Credit Union is a not-for-profit, full service financial institution. We were formed in 1951 to promote wise financial responsibility and provide a source of low-cost credit. Money One is member owned and operated. Our only reason for existence is to help people do better financially.
(301) 341-2200 Lender's profile and map Reviews Mortgage Experts 9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774 The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area. Whether you are first time home buyer, purchasing your dream home, refinancing.
(301) 249-1800 Lender's profile and map Reviews Andrew Whearty Mortgage Lender 500 Prince Georges Blvd, Upper Marlboro, MD, 20774 At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.
(800) 293-9991 Lender's profile and map Reviews First Funding Inc 9701 Apollo Drive, Suite 495, Largo, MD, 20774 "Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide. First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
(855) 597-5766 Lender's profile and map Reviews Five Star Federal Credit Union 716 Maiden Choice Lane, Suite 101, Baltimore, MD, 21228 Five Star of Maryland Federal Credit Union is a member-owned credit union whose purpose is to provide premier personal banking service. The credit union was established in 1969 as Saint Agnes Employees Federal Credit Union by Saint Agnes Hospital employees and currently serves approximately 7, 000 members.
(410) 744-3257 Lender's profile and map Reviews Petrous Capital, LLC 2110 Devere Lane, Baltimore, MD, 21228 Petrous Capital, LLC is a commercial 'hard money' lender providing purchase and rehabilitation financing to non-owner occupant residential real estate investors. These loans are generally of a term not greater than six months and can fund property acquisition, closing costs and specific renovations to a maximum loan-to-value ratio of 70%.
(800) 420-5515 Lender's profile and map Reviews Reverse Mortgage Answers LLC 614 Old Edmondson Avenue, Baltimore, MD, 21228 Reverse Mortgage Answers is a local reverse mortgage company that operates in Maryland, DC, and Virginia. Our firm recognizes that your home is your most valuable asset and a Reverse Mortgage is a big decision. Because a Reverse Mortgage can be set up several different ways, the key to maximizing your benefits is customizing the loan.
(410) 744-7247 Lender's profile and map Reviews Mortgage247, LLC 11 Newburg Ave, Suite 202, Catonsville, MD, 21228 Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions
(585) 461-2230 Lender's profile and map Reviews Genesee Co-op Federal Credit Union 395 Gregory Street, Rochester, NY, 14620 Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.